1628 5th Ave SE, Rochester, MN 55904 Property Records

Olmsted County property record for 1628 5th Ave SE, Rochester, MN 55904

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,034 sqft · built 1978
Lot Size0.227 acres (9,888 sqft)
Owner2 Individual Names on File
Last Sale$310,000 (Jul 2026)
Tax Bill$3,588 (2026)
Deeds & MortgagesJul 2026 Sale & Mortgage
Apr 2023 Transfer
+ 4 more
Flood ZoneZone X (minimal risk)
APN64.12.32.022801

Property Details

APN / Parcel Number

Primary APN64.12.32.022801

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,034 sqft Living Area
1st Floor Area1,034 sqft
Basement Area1,000 sqft
Finished Basement800 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1980
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Foundation TypeBlock
Roof TypeShed Roof
Roof MaterialAsphalt
Lot Area9,888 sqft (0.227 acres)
Lot Dimensions151 ft deep x 66 ft wide
Garage TypeDetached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
Deck Area304 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1628 5TH AVE SE
CityROCHESTER
StateMN
Zip55904-5201
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECT-12 TWP-106 RANGE-014 THE MEADOWS RESUB-TORRENS LOT-013 BLOCK-001 LOT 13 BLK 1
Legal Range14
Legal Township106
Legal Section12
Legal SubdivisionTHE MEADOWS RESUB-TORRENS
Legal Block1
Legal Lot Number13
JurisdictionOLMSTED MN
Township / Civil DivisionROCHESTER
Census Block Group2
Census Block2008
Census Tract1000

Owner

1628 5th Ave SE is owned and occupied by two individuals who bought it in July 2026.

Source: Olmsted County records, as of September 29, 2026

Owner of Record2 Individual Names on File
Mailing Address1628 5TH AVE SE, ROCHESTER, MN 55904-5201
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 30, 2026Warranty Deed, Transfer · Conventional Mortgage
OLD NATIONAL BANK
Apr 28, 2023Intrafamily Transfer, Transfer
Jul 12, 2022Warranty Deed, Transfer · Conventional Mortgage
OLD NATIONAL BANK
Dec 1, 2021Deed of Trust, Mortgage · FHA Mortgage
US BANK NA
May 26, 2020Warranty Deed, Transfer · FHA Mortgage
BAY EQUITY LLC
Jul 5, 2018Warranty Deed, Transfer · Conventional Mortgage
MARKETPLACE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 30, 2026 · Amount on File
Deed SaleJul 30, 2026 · Amount on File
Prior SaleJun 24, 2022 · Amount on File
Deed Document Number2026165287
Record UpdatedOct 29, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOLMSTED MN
Recording DateJul 30, 2026
Property Address1628 5TH AVE SE, ROCHESTER, MN 55904-5201
Document Number0000165287
Instrument DateJul 20, 2026
Instrument2026165287
Transaction TypeTransfer
Record UpdatedSep 22, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$103,323.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1628 5TH AVE SE, ROCHESTER, MN 55904-5201

Mortgage

Document Number0000165288,
DateJul 30, 2026
Instrument2026165288
Lender
NameOLD NATIONAL BANK
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

April 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOLMSTED MN
Recording DateApr 28, 2023
Property Address1628 5TH AVE SE, ROCHESTER, MN 55904-5201
Document Number000T159217
Instrument DateMar 21, 2023
InstrumentT-159217
Transaction TypeTransfer
Record UpdatedSep 4, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2011 9TH AVE SE, ROCHESTER, MN 55904-5668

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOLMSTED MN
Recording DateJul 12, 2022
Property Address1628 5TH AVE SE, ROCHESTER, MN 55904-5201
Document Number000T157754
Instrument DateJun 24, 2022
InstrumentT-157754
Transaction TypeTransfer
Record UpdatedAug 24, 2022
Title CompanyHANSEN TITLE AND LEGAL SERVICES, HANSEN TTL & LEGAL SVCS LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$907.17
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1628 5TH AVE SE, ROCHESTER, MN 55904-5201

Mortgage

Document Number000T157755
DateJul 12, 2022
InstrumentT-157755
Lender
NameOLD NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2052

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOLMSTED MN
Property Address1628 5TH AVE SE, ROCHESTER, MN 55904-5201
Transaction TypeMortgage
Record UpdatedJan 31, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1628 5TH AVE SE, ROCHESTER, MN 55904-5201

Mortgage

Document Number000T156237
DateDec 1, 2021
InstrumentT-156237
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term342 Months
DueJun 1, 2050

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOLMSTED MN
Recording DateMay 26, 2020
Property Address1628 5TH AVE SE, ROCHESTER, MN 55904-5201
Document NumberT151445
Instrument DateMay 20, 2020
InstrumentT-151445
Transaction TypeTransfer
Record UpdatedJul 20, 2021
Title CompanyMINNESOTA TITLE

Transaction

AmountAmount on Record
Tax$720.06
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address628 5TH AVE SE, ROCHESTER, MN 55904-4818

Mortgage

Document NumberT151446
DateMay 26, 2020
InstrumentT-151446
Lender
NameBAY EQUITY LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2050

Mortgage

Document NumberT151447
DateMay 26, 2020
InstrumentT-151447
Lender
NameBAY EQUITY LLC
TypeMortgage Company
AddressCONCORD, CA 94520
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2050

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOLMSTED MN
Recording DateJul 5, 2018
Property Address1628 5TH AVE SE, ROCHESTER, MN 55904-5201
Document NumberT146953
Instrument DateJul 3, 2018
InstrumentT-146953
Transaction TypeTransfer
Record UpdatedJul 20, 2021
Title CompanyTITLE SERVICES

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$561.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address1628 5TH AVE SE, ROCHESTER, MN 55904-5201

Mortgage

Document NumberT146954
DateJul 5, 2018
InstrumentT-146954
Lender
NameMARKETPLACE HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 1628 5th Ave SE was $3,588.

Source: Olmsted County assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyOlmsted County
MunicipalityRochester City
Unified School DistrictRochester Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,588.00
2025$253,900 Land $47,900 Building $206,000$265,200 Land $50,000 Building $215,200
2023$2,928.00
2022$237,500 Land $45,000 Building $192,500$237,500 Land $45,000 Building $192,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1628 5th Ave SE in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims13 (1978–1986)
Claims Outside the SFHA2 of 13
Most Recent ClaimSep 1986 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1628 5th Ave SE has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRochester
serves 123,624 people · EPA ID MN1550010
Water SourceGroundwater
Last State InspectionNov 2025
Lead7 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20
Hiawatha Broadband Communications
Fixed Wireless
100 / 20

May also be available: CenturyLink, GigFire, Minnesota WiFi, T-Mobile, Verizon.

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