16436 Centipede St, Clermont, FL 34714 Property Records

Lake County property record for 16436 Centipede St, Clermont, FL 34714

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,113 sqft · built 2018
Lot Size	0.137 acres (5,986 sqft)
Owner	Individual Name on Record
Last Sale	$375,500 (Oct 2021)
Tax Bill	$4,792 (2024)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-24-26-0103-000-21600`

Property Details

APN / Parcel Number

Primary APN	`14-24-26-0103-000-21600`
Alternative APN	`3905926`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,113 sqft Living Area
1st Floor Area	2,113 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2024
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	5,986 sqft (0.137 acres)
Garage Type	Finished
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	213 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3905926
Street Address	16436 CENTIPEDE ST
City	CLERMONT
State	FL
Zip	34714-5026
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SAWGRASS BAY PHASE 2B PB 68 PG 77-79 LOT 216 ORB 5807 PG 2234
Legal Section	14
Legal Subdivision	SAWGRASS BAY
Legal Phase	2B
Legal Tract	103
Legal Lot Number	216
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2033
Census Tract	31314

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	16436 CENTIPEDE ST, CLERMONT, FL 34714-5026
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2021	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Oct 9, 2018	Grant Deed, Subdivision Related Transfer · FHA Mortgage COLUMBUS CAP LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2021 · Amount on Record
Deed Sale	Oct 4, 2021 · Amount on Record
Prior Sale	Oct 9, 2018 · Amount on Record
Deed Document Number	2021136904
Deed Book / Page	5807 / 2234
Record Updated	Jun 8, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Oct 4, 2021
Property Address	16436 CENTIPEDE ST, CLERMONT, FL 34714-5026
Document Number	0058072234
Book / Page	5807 / 2234
Map Reference	MB 68 PG 77-79
Instrument Date	Sep 3, 2021
Instrument	2021136904
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	Z TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,628.50
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3135 MAPLE RUN, KISSIMMEE, FL 34744-9204

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24331 MAJESTIC CROWN CT, KATY, TX 77493-3248

Mortgage

Document Number	0058072236
Date	Oct 4, 2021
Instrument	5807/2236

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

October 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	LAKE FL
Recording Date	Oct 9, 2018
Property Address	16436 CENTIPEDE ST, CLERMONT, FL 34714-5026
Document Number	0051812013
Book / Page	005181 / 002013
Instrument Date	Sep 28, 2018
Instrument	118483
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 30, 2018
Title Company	DHI TITLE/FL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,995.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16436 CENTIPEDE ST CLERMONT FL 347145026, CLERMONT, FL 34714-5026

Mortgage

Document Number	51812014
Date	Oct 9, 2018
Book Page	005181/002014
Instrument	118484

Lender

Name	COLUMBUS CAP LNDG
Type	Funding / Finance Company
Address	MIAMI, FL 33173

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 8, 2048

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$330,530 (+5.98%) Land $100,000 Building $230,530	$337,828 (-6.1%) Land $100,000 Building $237,828
2024	$4,792.00 (+6.89%)
2023	$4,483.00 (+6.94%) Homeowner's exemption Additional exemption filed	$311,870 (+3%)	$359,791 (+18.82%) Land $100,000 Building $259,791
2022	$4,192.00 Homeowner's exemption Additional exemption filed	$302,791	$302,791 Land $43,000 Building $259,791

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 83 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	83 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 56% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE UTILITY SERVICES INC NORTH (8 WPS) public/private · serves 24,798 people · EPA ID FL3354883
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2021 Haloacetic acids resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: CenturyLink, Verizon.

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