16435 Centipede St, Clermont, FL 34714 Property Records

Lake County property record for 16435 Centipede St, Clermont, FL 34714

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,865 sqft · built 2018
Lot Size	0.131 acres (5,690 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,069 (2024)
Deeds & Mortgages	Jan 2021 Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-24-26-0103-000-07600`

Property Details

APN / Parcel Number

Primary APN	`14-24-26-0103-000-07600`
Alternative APNs	`262414010300007600` `3905881`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,865 sqft Living Area
Gross Area	2,306 sqft
1st Floor Area	1,865 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2024
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	5,690 sqft (0.131 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3905881
Street Address	16435 CENTIPEDE ST
City	CLERMONT
State	FL
Zip	34714-5027
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SAWGRASS BAY PHASE 2B PB 68 PG 77-79 LOT 76 ORB 5123 PG 223 ORB 5617 PG 1547
Legal Range	26E
Legal Township	24S
Legal Section	14
Legal Subdivision	SAWGRASS BAY PHASE 2B
Legal Tract	A&B
Legal Lot Number	76
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2012
Census Tract	31314

Owner

Source: Lake County records, as of November 26, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16435 CENTIPEDE ST, CLERMONT, FL 34714-5027
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2021	Intrafamily Transfer, Transfer · VA Mortgage CLEARPATH LENDING
Jun 11, 2018	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage WINTRUST MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 8, 2021
Deed Sale	Jan 8, 2021
Prior Sale	Jun 11, 2018 · Amount on Record
Deed Document Number	20213926
Deed Book / Page	5617 / 1547
Prior Transfer Date	Dec 9, 2020
Prior Transfer Doc	0056171547
Record Updated	Sep 20, 2026

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE FL
Recording Date	Jan 8, 2021
Property Address	16435 CENTIPEDE ST, CLERMONT, FL 34714-5027
Document Number	0056171547
Book / Page	5617 / 1547
Map Reference	MB 68 PG 77-79
Instrument Date	Dec 9, 2020
Instrument	2021003926
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16435 CENTIPEDE ST, CLERMONT, FL 34714-5027

Mortgage

Document Number	0056171550
Date	Jan 8, 2021
Instrument	5617/1550

Lender

Name	CLEARPATH LENDING
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

June 2018: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jun 11, 2018
Property Address	16435 CENTIPEDE ST, CLERMONT, FL 34714-5027
Document Number	0051230223
Book / Page	5123 / 0223
Map Reference	MB 68 PG 77-79
Instrument Date	Jun 6, 2018
Instrument	2018067308
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 11, 2022
Title Company	DHI TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,799.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6200 LEE VISTA BLVD, 6200, ORLANDO, FL 32822-5147

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16435 CENTIPEDE ST, CLERMONT, FL 34714-5027

Mortgage

Document Number	2018067309
Date	Jun 11, 2018
Instrument	2018067309

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$248,910 (+2.9%)	$315,471 (-) Land $100,000 Building $215,471
2025		$241,900 (+5.98%) Land $100,000 Building $141,900	$315,471 (-5.96%) Land $100,000 Building $215,471
2024	$1,069.00 (+25.76%)
2023	$850.00 (+28.79%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$228,250 (+3%)	$335,473 (+11.83%) Land $100,000 Building $235,473
2022	$660.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$221,610	$299,973 Land $64,500 Building $235,473

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 83 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	83 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 56% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE UTILITY SERVICES INC NORTH (8 WPS) public/private · serves 24,798 people · EPA ID FL3354883
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2021 Haloacetic acids resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: CenturyLink, Verizon.

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