16432 Adobe Way, Lathrop, CA 95330 Property Records

San Joaquin County property record for 16432 Adobe Way, Lathrop, CA 95330

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,260 sqft · built 2008
Lot Size	0.126 acres (5,500 sqft)
Owner	Individual Name on Record
Last Sale	$750,000 (Feb 2022)
Tax Bill	$12,762 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`191-500-090-000`

Property Details

APN / Parcel Number

Primary APN	`191-500-090-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,260 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Architectural Style	Other
Construction Type	Wood
Lot Area	5,500 sqft (0.126 acres)
Garage Type	Mixed
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	16432 ADOBE WAY
City	LATHROP
State	CA
Zip	95330-8960
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	05-FM PT 191-330-02 PER MOSSDALE LANDING NO 4A
Legal Subdivision	MOSSDALE LANDING UNIT 4A
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	MANTECA
Census Block Group	3
Census Block	3056
Census Tract	5119

Owner

Source: San Joaquin County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	16432 ADOBE WAY, LATHROP, CA 95330-8960
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2022	Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Mar 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC
Sep 11, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC
Sep 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage PACIFIC SVC CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 14, 2022 · Amount on Record
Deed Sale	Feb 14, 2022 · Amount on Record
Prior Sale	Sep 11, 2019
Deed Document Number	2022-020177
Record Updated	Jun 8, 2026

February 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Feb 14, 2022
Property Address	16432 ADOBE WAY, LATHROP, CA 95330-8960
Document Number	0000020177
Map Reference	MB 39 PG 59
Instrument Date	Feb 11, 2022
Instrument	2022-020177
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	16432 ADOBE WAY, LATHROP, CA 95330-8960

Mortgage

Document Number	0000020178
Date	Feb 14, 2022
Instrument	2022-020178

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	16432 ADOBE WAY, LATHROP, CA 95330-8960
Transaction Type	Mortgage
Record Updated	Mar 18, 2021
Title Company	NORTH AMERICAN TITLE CONCORD

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16432 ADOBE WAY, LATHROP, CA 95330-8960

Mortgage

Document Number	0000042364
Date	Mar 8, 2021
Instrument	2021-042364

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84116

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

September 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Sep 11, 2019
Property Address	16432 ADOBE WAY, LATHROP, CA 95330-8960
Document Number	0000099729
Map Reference	MB 39 PG 59
Instrument Date	Sep 6, 2019
Instrument	2019-099729
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	NORTH AMERICAN TITLE CO INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	16432 ADOBE WAY, LATHROP, CA 95330-8960

Mortgage

Document Number	0000099730
Date	Sep 11, 2019
Instrument	2019-099730

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	16432 ADOBE WAY, LATHROP, CA 95330-8960
Document Number	0000114745
Instrument Date	Sep 27, 2017
Transaction Type	Mortgage
Record Updated	Oct 18, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	16432 ADOBE WAY LATHROP CA 953308960, LATHROP, CA 95330-8960

Mortgage

Document Number	0000114745
Date	Oct 3, 2017
Instrument	114745

Lender

Name	PACIFIC SVC CU
Address	WALNUT CREEK, CA 94596-8191

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lathrop City
Unified School District	Manteca Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$12,762.00 (+4.44%)	$795,905 (+4.04%) Land $127,344 Building $668,561
2023	$12,219.00 (+43.72%)	$765,000 Land $122,400 Building $642,600
2022	$8,502.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Apr 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LATHROP serves 38,596 people · EPA ID CA3910015
Water Source	Purchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT
Last State Inspection	Dec 2024
Also Mapped Here	SAN JOAQUIN COUNTY-MOKELUMNE ACRES
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
unWired Broadband Fixed Wireless	400 / 50
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Ayera Technologies, Matrix Broadband, Verizon.

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