16402 Adobe Way, Lathrop, CA 95330 Property Records

San Joaquin County property record for 16402 Adobe Way, Lathrop, CA 95330

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,995 sqft · built 2007
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on File
Last Sale	$434,000 (Dec 2017)
Tax Bill	$9,415 (2026)
Deeds & Mortgages	May 2021 Mortgage Dec 2017 Sale & Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`191-500-110-000`

Property Details

APN / Parcel Number

Primary APN	`191-500-110-000`
Alternative APN	`191-500-11`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,995 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Construction Type	Wood
Lot Area	5,000 sqft (0.115 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	191-500-11
Street Address	16402 ADOBE WAY
City	LATHROP
State	CA
Zip	95330-8960
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	05-FM PT 191-330-02 PER MOSSDALE LANDING NO 4A
Legal Subdivision	MOSSDALE LANDING UNIT 4A
Legal Block	3
Legal Lot Number	11
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	MANTECA
Census Block Group	3
Census Block	3056
Census Tract	5119

Owner

16402 Adobe Way is owned and occupied by an individual who bought it in December 2017.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	14927 AVON AVE, LATHROP, CA 95330-8761
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 5, 2017	Grant Deed, Transfer · Conventional Mortgage CMG FINANCIAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 5, 2017 · Amount on File
Deed Sale	Dec 5, 2017 · Amount on File
Prior Sale	Jul 27, 2007
Deed Document Number	2017141205
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	16402 ADOBE WAY, LATHROP, CA 95330-8960
Transaction Type	Mortgage
Record Updated	May 24, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16402 ADOBE WAY, LATHROP, CA 95330-8960

Mortgage

Document Number	0000080483
Date	May 7, 2021
Instrument	2021-080483

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Dec 5, 2017
Property Address	16402 ADOBE WAY, LATHROP, CA 95330-8960
Document Number	0000141205
Map Reference	MAP39 PG59
Instrument Date	Nov 30, 2017
Instrument	2017-141205
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	CORNERSTONE TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14927 AVON AVE, LATHROP, CA 95330-8761

Mortgage

Document Number	0000141206
Date	Dec 5, 2017
Instrument	2017-141206

Lender

Name	CMG FINANCIAL
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 16402 Adobe Way was $9,415 with a homeowner's exemption, up 1.1% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lathrop City
Unified School District	Manteca Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,415.00 (+1.07%)
2025	$9,315.00 Homeowner's exemption	$493,813 Land $147,916 Building $345,897
2023	$8,914.00 (-0.19%) Homeowner's exemption	$474,639 Land $142,173 Building $332,466	$635,220
2022	$8,931.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16402 Adobe Way in Zone X, where a levee reduces flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 37 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Apr 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16402 Adobe Way is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LATHROP serves 38,596 people · EPA ID CA3910015
Water Source	Purchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT
Last State Inspection	Dec 2024
Also Mapped Here	SAN JOAQUIN COUNTY-MOKELUMNE ACRES
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
unWired Broadband Fixed Wireless	400 / 50
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Ayera Technologies, Matrix Broadband, Verizon.

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