16430 W Sandra Ln, Surprise, AZ 85388 Property Records

Maricopa County property record for 16430 W Sandra Ln, Surprise, AZ 85388

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,884 sqft · built 2003
Lot Size	0.16 acres (6,986 sqft)
Owner	Individual Name on File
Tax Bill	$1,386 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jun 2021 Second Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`509-04-594`

Property Details

APN / Parcel Number

Primary APN	`509-04-594`
Alternative APN	`509045941`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,884 sqft Living Area
Gross Area	2,064 sqft
1st Floor Area	1,884 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	6,986 sqft (0.16 acres)
Parking Spaces	2 Parking Spaces
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	16430 W SANDRA LN
City	SURPRISE
State	AZ
Zip	85388-2133
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PAD
Legal Description	NORTHWEST RANCH PHASE 1 MCR 552-01
Legal Range	2W
Legal Township	3N
Legal Section	1
Legal Subdivision	NORTHWEST RANCH PHASE 1
Legal Phase	1
Legal Lot Number	320
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1022
Census Tract	61026

Owner

16430 W Sandra Ln is owned and occupied by an individual who acquired it in December 2021.

Source: Maricopa County records, as of October 22, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	16430 W SANDRA LN, SURPRISE, AZ 85388-2133
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2021	Intrafamily Transfer, Transfer · VA Mortgage SUN WEST MORTGAGE COMPANY INC
Jun 1, 2021	Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage CREDIT UNION WEST
Oct 31, 2017	Deed of Trust, Mortgage · VA Mortgage SUN WEST MORTGAGE USA INC FN
Sep 28, 2020	Intrafamily Transfer, Transfer · VA Mortgage SUN WEST MORTGAGE COMPANY INC
Feb 6, 2017	Warranty Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2021
Deed Sale	Dec 21, 2021
Prior Sale	Sep 28, 2020
Deed Document Number	20211351216
Prior Transfer Date	Dec 13, 2021
Prior Transfer Doc	0001351216
Record Updated	Sep 20, 2026

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Dec 21, 2021
Property Address	16430 W SANDRA LN, SURPRISE, AZ 85388-2133
Document Number	0001351216
Map Reference	DOC 2002-1144739
Instrument Date	Dec 13, 2021
Instrument	20211351216
Transaction Type	Transfer
Record Updated	Jan 4, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16430 W SANDRA LN, SURPRISE, AZ 85388-2133

Mortgage

Document Number	0001351217
Date	Dec 21, 2021
Instrument	20211351217

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Jun 1, 2021
Property Address	16430 W SANDRA LN, SURPRISE, AZ 85388-2133
Document Number	0000603364
Map Reference	MB 552 PG 1
Instrument Date	May 26, 2021
Instrument	20210603364
Transaction Type	Transfer
Record Updated	Jun 9, 2021
Title Company	SERVICELINK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	16430 W SANDRA LN, SURPRISE, AZ 85388-2133

Mortgage

Document Number	0000603365
Date	Jun 1, 2021
Instrument	20210603365

Lender

Name	CREDIT UNION WEST
Type	Credit Union

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 10, 2041

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	16430 W SANDRA LN, SURPRISE, AZ 85388-2133
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000807424
Date	Oct 31, 2017
Instrument	2017-0807424

Lender

Name	SUN WEST MORTGAGE USA INC FN
Type	Mortgage Company
Address	CERRITOS, CA 90703

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Sep 28, 2020
Property Address	16430 W SANDRA LN, SURPRISE, AZ 85388-2133
Document Number	0000916047
Map Reference	MB 552 PG 1
Instrument Date	Sep 25, 2020
Instrument	20200916047
Transaction Type	Transfer
Record Updated	Dec 21, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16430 WEST SANDRA LANE, GOODYEAR, AZ 85338
Investor	Possibly a Property Investor

Mortgage

Document Number	0000916048
Date	Sep 28, 2020
Instrument	20200916048

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Feb 6, 2017
Property Address	16430 W SANDRA LN, SURPRISE, AZ 85388-2133
Document Number	0000089179
Map Reference	MAP552 PG1
Instrument Date	Feb 2, 2017
Instrument	2017-0089179
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	DRIGGS TITLE AGENCY INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	16430 W SANDRA LN, SURPRISE, AZ 85388-2133
Investor	Possibly a Property Investor

Mortgage

Document Number	0000089180
Date	Feb 6, 2017
Instrument	2017-0089180

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 16430 W Sandra Ln was $1,386.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Surprise City
Unified School District	Dysart Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$33,580 (+110.48%)	$335,800 (-0.39%) Land $67,100 Building $268,700
2025	$1,386.00	$15,954 (-56.61%)	$337,100 (-8.32%) Land $67,400 Building $269,700
2024		$36,770	$367,700 Land $73,500 Building $294,200
2023	$1,292.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 16430 W Sandra Ln in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 16430 W Sandra Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EPCOR - AGUA FRIA private · serves 128,040 people · EPA ID AZ0407695
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2025 Corrosion control Jan 2022
Monitoring and Reporting	32 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 793 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 150
CenturyLink DSL · Fiber in parts of the area	140 / 20
AirFiber WISP Fixed Wireless	100 / 25

May also be available: AT&T, T-Mobile, Verizon.

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