1643 Loretta Ln, Ceres, CA 95307 Property Records

Stanislaus County property record for 1643 Loretta Ln, Ceres, CA 95307 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,105 sqft · built 1985
Lot Size0.129 acres (5,662 sqft)
OwnerIndividual Name on File
Last Sale$70,000 (Jul 2011)
Tax Bill$1,032 (2025)
Deeds & MortgagesFeb 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN040-090-042-000

Property Details

APN / Parcel Number

Primary APN040-090-042-000
Alternative APN
  • 0409042

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,105 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Construction TypeWood
Lot Area5,662 sqft (0.129 acres)
Parking Spaces2 Parking Spaces
Patio Area153 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number0409042
Street Address1643 LORETTA LN
CityCERES
StateCA
Zip95307-2118
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBLK:7526
Legal SubdivisionROSEWOOD
Legal Block7526
Legal Lot Number107
JurisdictionSTANISLAUS CA
Township / Civil DivisionMODESTO
Census Block Group1
Census Block1005
Census Tract2605

Owner

Source: Stanislaus County records · APN 040-090-042-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1643 LORETTA LN, CERES, CA 95307-2118
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 14, 2011 · Amount on Record
Deed SaleJul 14, 2011 · Amount on Record
Prior SaleApr 21, 2011 · Amount on Record
Deed Document Number2011R0057451
Record UpdatedJun 07, 2026

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTANISLAUS CA
Property Address1643 LORETTA LN, CERES, CA 95307-2118
Document Number0000014146
Instrument DateFeb 17, 2017
Transaction TypeMortgage
Record UpdatedMar 07, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address1643 LORETTA LN CERES CA 953072118, CERES, CA 95307-2118

Mortgage

Document Number0000014146
DateFeb 28, 2017
Instrument14146
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueFeb 27, 2032

Tax Assessment & Valuation

Source: Stanislaus County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyStanislaus County
MunicipalityCeres City
Unified School DistrictCeres Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$1,032.00 (+9.55%)$87,911 (+4.04%) Land $50,235 Building $37,676
2023$942.00 (+0.86%)$84,499 Land $48,285 Building $36,214
2022$934.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stanislaus County (06099C), updated October 23, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 640 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
Ayera TechnologiesFixed Wireless1,000 / 500
UnWired Broadband HoldingFixed Wireless (unlicensed)400 / 50
Cal.netFixed Wireless (unlicensed)100 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: AT&T, Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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