1642 Loretta Ln, Ceres, CA 95307 Property Records

Stanislaus County property record for 1642 Loretta Ln, Ceres, CA 95307

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,186 sqft · built 1985
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$280,000 (Nov 2022)
Tax Bill	$3,411 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Nov 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`040-090-039-000`

Property Details

APN / Parcel Number

Primary APN	`040-090-039-000`
Alternative APN	`0409039`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,186 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Construction Type	Wood
Lot Area	6,534 sqft (0.15 acres)
Parking Spaces	2 Parking Spaces
Patio Area	162 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	0409039
Street Address	1642 LORETTA LN
City	CERES
State	CA
Zip	95307-2119
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROSEWOOD TRACT BLK 7528 LOT 106
Legal Subdivision	ROSEWOOD
Legal Block	7528
Legal Lot Number	106
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	1
Census Block	1006
Census Tract	2605

Owner

Source: Stanislaus County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1642 LORETTA LN, CERES, CA 95307-2119
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2022	Grant Deed, Transfer · Conventional Mortgage BEAR VALLEY SHOPPING CENTER 26 LLC
Nov 30, 2022	Intrafamily Transfer, Transfer
Aug 31, 2022	Grant Deed, Transfer · Construction Mortgage KIAVI FUNDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2022 · Amount on Record
Deed Sale	Nov 30, 2022 · Amount on Record
Prior Sale	Nov 30, 2022 · Amount on Record
Deed Document Number	2022-0076344
Record Updated	Jun 7, 2026

November 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Nov 30, 2022
Property Address	1642 LORETTA LN, CERES, CA 95307-2119
Document Number	0000076344
Map Reference	MB 30 PG 35
Instrument Date	Nov 28, 2022
Instrument	2022-0076344
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	CYPRESS CRK TITLE CORPORATION, CYPRESS TITLE CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1416 TENAYA DR, MODESTO, CA 95354-3726
Investor	Possibly a Property Investor

Mortgage

Document Number	0000076346
Date	Nov 30, 2022
Instrument	2022-0076346

Lender

Name	BEAR VALLEY SHOPPING CENTER 26 LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Nov 1, 2023

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STANISLAUS CA
Recording Date	Nov 30, 2022
Property Address	1642 LORETTA LN, CERES, CA 95307-2119
Document Number	0000076345
Map Reference	MB 30 PG 35
Instrument Date	Nov 28, 2022
Instrument	2022-0076345
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1416 TENAYA DR, MODESTO, CA 95354-3726
Investor	Possibly a Property Investor

August 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Aug 31, 2022
Property Address	1642 LORETTA LN, CERES, CA 95307-2119
Document Number	0000058868
Map Reference	MB 30 PG 35
Instrument Date	Aug 25, 2022
Instrument	2022-0058868
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1500 FULKERTH RD, TURLOCK, CA 95380-6884

Mortgage

Document Number	0000058869
Date	Aug 31, 2022
Instrument	2022-0058869

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company
Address	PITTSBURGH, PA 15212

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Ceres City
Unified School District	Ceres Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,411.00 (+9.68%)	$291,312 (+4.04%) Land $208,080 Building $83,232
2023	$3,110.00 (+44.05%)	$280,000 Land $200,000 Building $80,000
2022	$2,159.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CERES serves 54,513 people · EPA ID CA5010028
Water Source	Purchased surface water from STANISLAUS REGIONAL WATER AUTHORITY
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 640 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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