1643 5th St E, Saint Paul, MN 55106 Property Records

Ramsey County property record for 1643 5th St E, Saint Paul, MN 55106

Property Summary

Property Type	Duplex
Details	4 bd · 3 ba · 1,626 sqft · built 1900
Lot Size	0.112 acres (4,880 sqft)
Owner	Individual Name on File
Last Sale	$331,000 (Apr 2022)
Tax Bill	$4,696 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34-29-22-12-0161`

Property Details

APN / Parcel Number

Primary APN	`34-29-22-12-0161`
Alternative APNs	`8191002` `220040`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	9 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,626 sqft Living Area
1st Floor Area	840 sqft
Basement Area	225 sqft
Finished Basement	225 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1952
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	4,880 sqft (0.112 acres)
Lot Dimensions	122 ft deep x 40 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	220040
Street Address	1643 5TH ST E
City	SAINT PAUL
State	MN
Zip	55106-5408
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	G. V. BACONS ADDITION LOT 27 BLK 11
Legal Range	22
Legal Township	29
Legal Section	34
Legal Subdivision	G. V. BACONS ADDITION
Legal Block	11
Legal Lot Number	27
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1009
Census Tract	34602

Owner

1643 5th St E, a duplex, is owned and occupied by an individual who bought it in April 2022.

Source: Ramsey County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	1643 5TH ST E, SAINT PAUL, MN 55106-5408
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2023	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Apr 25, 2022	Warranty Deed, Transfer · Commercial Mortgage BUILD WEALTH MN INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 25, 2022 · Amount on File
Deed Sale	Apr 25, 2022 · Amount on File
Prior Sale	Jun 4, 2015 · Amount on File
Deed Document Number	20224943896
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1643 5TH ST E, SAINT PAUL, MN 55106-5408
Transaction Type	Mortgage
Record Updated	Oct 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1643 5TH ST E, SAINT PAUL, MN 55106-5408

Mortgage

Document Number	0A05003091
Date	Sep 27, 2023
Instrument	A05003091

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	344 Months
Due	May 1, 2052

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Apr 25, 2022
Property Address	1643 5TH ST E, SAINT PAUL, MN 55106-5408
Document Number	0A04943896
Instrument Date	Apr 22, 2022
Instrument	A04943896
Transaction Type	Transfer
Record Updated	Dec 28, 2022
Title Company	TITLESMART INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,092.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1643 5TH ST E, SAINT PAUL, MN 55106-5408

Mortgage

Document Number	0A04943898
Date	Apr 25, 2022
Instrument	A04943898

Lender

Name	BUILD WEALTH MN INC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Apr 22, 2027

Mortgage

Document Number	0A04943897
Date	Apr 25, 2022
Instrument	A04943897

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 1643 5th St E was $4,696 with a homeowner's exemption.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$273,900 Land $23,600 Building $250,300	$273,900 Land $23,600 Building $250,300
2025	$4,696.00
2023	$3,390.00 Homeowner's exemption	$255,200 Land $23,600 Building $231,600	$255,200 Land $23,600 Building $231,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1643 5th St E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1643 5th St E has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: T-Mobile.

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