1640 5th St E, Saint Paul, MN 55106 Property Records

Ramsey County property record for 1640 5th St E, Saint Paul, MN 55106

Property Summary

Property Type	Single Family Home
Details	5 bd · 1.5 ba · 1,247 sqft · built 1952
Lot Size	0.142 acres (6,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$278,900 (Nov 2022)
Tax Bill	$4,274 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Jun 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`34-29-22-13-0004`

Property Details

APN / Parcel Number

Primary APN	`34-29-22-13-0004`
Alternative APNs	`8160314` `186652`

Interior

Bedrooms	5 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,247 sqft Living Area
1st Floor Area	891 sqft
Basement Area	358 sqft
Finished Basement	358 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1965
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Lot Area	6,200 sqft (0.142 acres)
Lot Dimensions	124 ft deep x 50 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	186652
Street Address	1640 5TH ST E
City	SAINT PAUL
State	MN
Zip	55106-5433
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DIETZS SUB OF L10 LEES SUB HM W 1O FT OF LOT 4 AND ALL OF LOT 5
Legal Range	22
Legal Township	29
Legal Section	34
Legal Subdivision	DIETZS SUB OF L10 LEES SUB HM
Legal Lot Number	4-5
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1012
Census Tract	34602

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1640 5TH ST E, SAINT PAUL, MN 55106-5433
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2024	Quit Claim Deed, Transfer · Conventional Mortgage LAKE AREA MORTGAGE
Jun 7, 2023	Warranty Deed, Transfer · Line of Credit SHAREPOINT CU
Apr 11, 2018	Deed of Trust, Mortgage · Conventional Mortgage TRUSTONE FIN'L FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2022 · Amount on Record
Deed Sale	Nov 30, 2022 · Amount on Record
Prior Sale	Jul 5, 2022 · Amount on Record
Deed Document Number	20221494686
Last Transfer Date	Feb 16, 2024
Transfer Doc	0002769609
Record Updated	Oct 29, 2026

February 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RAMSEY MN
Recording Date	Feb 26, 2024
Property Address	1640 5TH ST E, SAINT PAUL, MN 55106-5433
Document Number	0T02769609
Instrument Date	Feb 16, 2024
Instrument	T02769609
Transaction Type	Transfer
Record Updated	Mar 5, 2024
Title Company	ANCONA TITLE, ANCONA TITLE & ESCROW

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1640 EUSTIS ST, SAINT PAUL, MN 55108-1266

Mortgage

Document Number	0T02769610
Date	Feb 26, 2024
Instrument	T02769610

Lender

Name	LAKE AREA MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jun 7, 2023
Property Address	1640 5TH ST E, SAINT PAUL, MN 55106-5433
Document Number	0T02755352
Instrument Date	Dec 15, 2022
Instrument	T02755352
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	WEST TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3033 EXCELSIOR BLVD STE 100, 100, MINNEAPOLIS, MN 55416-4673

Mortgage

Document Number	0T02755353
Date	Jun 7, 2023
Instrument	T02755353

Lender

Name	SHAREPOINT CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1640 5TH ST E, SAINT PAUL, MN 55106-5433
Document Number	0002612868
Instrument Date	Apr 11, 2018
Transaction Type	Mortgage
Record Updated	May 7, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1640 5TH ST E ST PAUL MN 551065433, ST PAUL, MN 55106-5433

Mortgage

Document Number	0002612868
Date	Apr 26, 2018
Instrument	2612868

Lender

Name	TRUSTONE FIN'L FCU
Type	Credit Union
Address	PLYMOUTH, MN 55447

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 25, 2033

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$268,400 (-3.1%) Land $45,000 Building $223,400	$268,400 (-3.1%) Land $45,000 Building $223,400
2025	$4,274.00 (+18%)
2023	$3,622.00 Homeowner's exemption	$277,000 Land $28,000 Building $249,000	$277,000 Land $28,000 Building $249,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: T-Mobile.

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