16428 Wikiup Rd, Ramona, CA 92065 Property Records

San Diego County property record for 16428 Wikiup Rd, Ramona, CA 92065 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,457 sqft · built 1986
Lot Size0.479 acres (20,870 sqft)
Owner2 Individual Names on File
Last Sale$485,000 (May 2015)
Tax Bill$7,102 (2025)
Deeds & MortgagesJun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN288-472-15-00

Property Details

APN / Parcel Number

Primary APN288-472-15-00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,457 sqft Living Area

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Lot Area20,870 sqft (0.479 acres)
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address16428 WIKIUP RD
CityRAMONA
StateCA
Zip92065-4644
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 750 TR 007519
Legal SubdivisionSAN DIEGO COUNTRY ESTATES I
Legal Tract007519
Legal Block1
Legal Lot Number750
JurisdictionSAN DIEGO CA
Township / Civil DivisionRAMONA
Census Block Group1
Census Block1012
Census Tract20810

Owner

Source: San Diego County records · APN 288-472-15-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address16428 WIKIUP RD, RAMONA, CA 92065-4644
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 28, 2015 · Amount on Record
Deed SaleMay 28, 2015 · Amount on Record
Prior SaleJul 24, 2003 · Amount on Record
Deed Document Number2015271796
Prior Transfer DateAug 03, 2012
Prior Transfer Doc0000468020
Record UpdatedSep 20, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address16428 WIKIUP RD, RAMONA, CA 92065-4644
Document Number0000292354
Instrument DateJun 03, 2020
Transaction TypeMortgage
Record UpdatedJun 16, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SYNRGO INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address16428 WIKIUP RD RAMONA CA 920654644, RAMONA, CA 92065-4644

Mortgage

Document Number0000292354
DateJun 08, 2020
Instrument292354
Lender
NameLOANLEADERS/AMERICA
TypeFunding / Finance Company
AddressIRVINE, CA 92614
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJun 07, 2035

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$594,422 (+2%) Land $196,416 Building $398,006
2025$7,102.00 (+6.7%) Homeowner's exemption$582,767 (+4.04%) Land $192,565 Building $390,202
2023$6,656.00 (-1.48%) Homeowner's exemption$560,139 Land $185,089 Building $375,050
2022$6,756.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730208101, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims4 (2005–2015)
Claims Outside the SFHA4 of 4
Most Recent ClaimJul 2015, rainfall accumulation

Wildfire

Wildfire RiskVery High
above 94% of the US · above 80% of California
Wildfire LikelihoodAbout 1 in 72 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 133 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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