16416 Wikiup Rd, Ramona, CA 92065 Property Records

San Diego County property record for 16416 Wikiup Rd, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,111 sqft · built 1995
Lot Size	0.61 acres (26,572 sqft)
Owner	2 Individual Names on File
Last Sale	$798,500 (Dec 2025)
Tax Bill	$9,567 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Aug 2023 Sale & Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`288-472-12-00`

Property Details

APN / Parcel Number

Primary APN	`288-472-12-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,111 sqft Living Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Lot Area	26,572 sqft (0.61 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	16416 WIKIUP RD
City	RAMONA
State	CA
Zip	92065-4644
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 747 TR 007519
Legal Subdivision	SAN DIEGO COUNTRY ESTATES I
Legal Tract	007519
Legal Block	1
Legal Lot Number	747
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	1
Census Block	1012
Census Tract	20810

Owner

Source: San Diego County assessment roll, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	16416 WIKIUP RD, RAMONA, CA 92065-4644
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2025	Grant Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Aug 7, 2023	Grant Deed, Transfer · Line of Credit CROSSCOUNTRY MORTGAGE LLC
Sep 14, 2020	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Jul 18, 2019	Grant Deed, Transfer · VA Mortgage SYNERGY ONE LNDG
Mar 4, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Nov 21, 2018	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 5, 2025 · Amount on Record
Deed Sale	Dec 5, 2025 · Amount on Record
Prior Sale	Aug 7, 2023 · Amount on Record
Deed Document Number	2025343518
Prior Transfer Date	Feb 1, 2019
Prior Transfer Doc	0000077351
Record Updated	Sep 20, 2026

December 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 5, 2025
Property Address	16416 WIKIUP RD, RAMONA, CA 92065-4644
Document Number	0000343518
Map Reference	MAP 7519
Instrument Date	Nov 6, 2025
Instrument	2025-0343518
Transaction Type	Transfer
Record Updated	Dec 22, 2025
Title Company	WFG NATIONAL TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	16416 WIKIUP RD, RAMONA, CA 92065-4644

Mortgage

Document Number	0000343519
Date	Dec 5, 2025
Instrument	2025-0343519

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

August 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 7, 2023
Property Address	16416 WIKIUP RD, RAMONA, CA 92065-4644
Document Number	0000213616
Map Reference	MAP 7519
Instrument Date	Jun 23, 2023
Instrument	2023-0213616
Transaction Type	Transfer
Record Updated	Aug 16, 2023
Title Company	WFG NATIONAL TITLE COMPANY/CA, WFG NATIONAL TITLE CO OF CA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	16416 WIKIUP RD, RAMONA, CA 92065-4644

Mortgage

Document Number	0000213617
Date	Aug 7, 2023
Instrument	2023-0213617

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	16416 WIKIUP RD, RAMONA, CA 92065-4644
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16416 WIKIUP RD, RAMONA, CA 92065-4644

Mortgage

Document Number	0000533904
Date	Sep 14, 2020
Instrument	2020-0533904

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 1, 2050

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 18, 2019
Property Address	16416 WIKIUP RD, RAMONA, CA 92065-4644
Document Number	0000291135
Instrument Date	Jun 6, 2019
Instrument	291135
Transaction Type	Transfer
Record Updated	Jul 25, 2019
Title Company	TICOR TITLE SAN DIEGO BR

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$589.60
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16416 WIKIUP RD RAMONA CA 920654644, RAMONA, CA 92065-4644

Mortgage

Document Number	291136
Date	Jul 18, 2019
Instrument	291136

Lender

Name	SYNERGY ONE LNDG
Address	SAN DIEGO, CA 92108

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 17, 2049

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 4, 2019
Property Address	16416 WIKIUP RD, RAMONA, CA 92065-4644
Document Number	0000077351
Instrument Date	Feb 1, 2019
Instrument	77351
Transaction Type	Transfer
Record Updated	Mar 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	23417 EVERETT PL RAMONA CA 920654210, RAMONA, CA 92065-4210

November 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 21, 2018
Property Address	16416 WIKIUP RD, RAMONA, CA 92065-4644
Document Number	0000484190
Instrument Date	Jul 10, 2018
Instrument	484190
Transaction Type	Transfer
Record Updated	Dec 3, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16416 WIKIUP RD RAMONA CA 920654644, RAMONA, CA 92065-4644

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$798,500 (-2.14%) Land $366,475 Building $432,025
2025	$9,567.00 (+42.98%) Homeowner's exemption	$815,999 (+44.83%) Land $374,506 Building $441,493
2023	$6,691.00 (-1.46%) Homeowner's exemption	$563,429 Land $258,588 Building $304,841
2022	$6,790.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (2005–2015)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jul 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 94% of the US · above 79% of California
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: Verizon.

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