16422 E Indigo Loop, Summerdale, AL 36580 Property Records

Baldwin County property record for 16422 E Indigo Loop, Summerdale, AL 36580

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,563 sqft · built 2005
Lot Size	0.52 acres (22,670 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,000 (Jan 2024)
Tax Bill	$637 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Jan 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`55-02-04-0-000-019.021`

Property Details

APN / Parcel Number

Primary APN	`55-02-04-0-000-019.021`
Alternative APNs	`109837` `165435` `541398`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,563 sqft Heated Area
1st Floor Area	1,563 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	22,670 sqft (0.52 acres)
Lot Dimensions	289 ft deep x 78.2 ft wide
Garage Type	Carport
Garage Area	360 sqft
Carport	Carport
Carport Area	360 sqft
Parking Spaces	1 Parking Space
Utility Building	700 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	541398
Street Address	16422 E INDIGO LOOP
City	SUMMERDALE
State	AL
Zip	36580-4029
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 20 BLK A RAINBOW PLANTATIONS SLIDES 1297-B & 1298-A
Legal Subdivision	RAINBOW PLANTATIONS
Legal Block	A
Legal Lot Number	20
Jurisdiction	BALDWIN AL
Township / Civil Division	SUMMERDALE
Census Block Group	1
Census Block	1048
Census Tract	11000

Owner

Source: Baldwin County records, as of April 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	411 WALNUT ST, GREEN COVE SPRINGS, FL 32043-3443
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2024	Warranty Deed, Transfer · VA Mortgage USAA FSB
Jan 31, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 16, 2024 · Amount on Record
Deed Sale	Jan 16, 2024 · Amount on Record
Deed Document Number	20242103633
Prior Transfer Date	Jan 30, 2023
Prior Transfer Doc	0002044914
Record Updated	Jun 8, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Jan 16, 2024
Property Address	16422 E INDIGO LOOP, SUMMERDALE, AL 36580-4029
Document Number	0002103633
Map Reference	SL 1297-B&1298-A
Instrument Date	Jan 12, 2024
Instrument	2103633
Transaction Type	Transfer
Record Updated	Jan 24, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	802 COLLEGE HWY # 3, 3, SOUTHWICK, MA 01077-9690

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 WALNUT ST # 8877, 8877, GREEN COVE SPRINGS, FL 32043-3443

Mortgage

Document Number	0002103634
Date	Jan 16, 2024
Instrument	2103634

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BALDWIN AL
Recording Date	Jan 31, 2023
Property Address	16422 E INDIGO LOOP, SUMMERDALE, AL 36580-4029
Document Number	0002044914
Map Reference	SL 1297-B-1298-A
Instrument Date	Jan 30, 2023
Instrument	2044914
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	16422 E INDIGO LOOP, SUMMERDALE, AL 36580-4029

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$637.00	$30,540 (+3.67%) Land $9,200 Building $21,340	$305,200 (+3.67%) Land $91,900 Building $213,300
2023	Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$29,460 (+30.93%)	$294,400 (+30.84%) Land $78,800 Building $215,600
2022	Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$22,500	$225,000 Land $59,000 Building $166,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 90 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	90 in force
Nearby Flood Claims	221 (1995–2020)
Claims Outside the SFHA	50 of 221
Most Recent Claim	Sep 2020 · river or lake flooding
Claims by Event	Hurricane Sally, Sep 2020 · 43 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 72 claims Severe Storms, Flooding,high Winds, Assoc With Hurr Danny, Jul 1997 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 73% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FAIRHOPE serves 59,850 people · EPA ID AL0000035
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Brightspeed DSL	80 / 10

Cell Coverage

5G (outdoors only) and 4G LTE

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