16404 E Indigo Loop, Summerdale, AL 36580 Property Records

Baldwin County property record for 16404 E Indigo Loop, Summerdale, AL 36580

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,482 sqft · built 1996
Lot Size	0.821 acres (35,791 sqft)
Owner	Individual Name on Record
Tax Bill	$465 (2022)
Deeds & Mortgages	Aug 2026 Mortgage Aug 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`55-02-04-0-000-019.020`

Property Details

APN / Parcel Number

Primary APN	`55-02-04-0-000-019.020`
Alternative APNs	`109836` `338319`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,482 sqft Heated Area
1st Floor Area	1,482 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2021
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	35,791 sqft (0.821 acres)
Lot Dimensions	289 ft deep x 78.2 ft wide
Garage Type	Mixed
Garage Area	480 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	338319
Street Address	16404 E INDIGO LOOP
City	SUMMERDALE
State	AL
Zip	36580-4029
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	78.24'X289.93'IRR LOT 19 BLK A RAINBOW PLANTATIONS SLIDES 1297B AND 1298A SEC4 T7S R3E (ST WD/SURVIVORSHIP)
Legal Subdivision	RAINBOW PLANTATIONS
Legal Block	A
Legal Lot Number	19
Jurisdiction	BALDWIN AL
Township / Civil Division	SUMMERDALE
Census Block Group	1
Census Block	1048
Census Tract	11000

Owner

Source: Baldwin County records, as of April 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16404 E INDIGO LOOP, SUMMERDALE, AL 36580-4029
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2026	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Aug 9, 2021	Deed of Trust, Mortgage · VA Mortgage NATIONSTAR MORTGAGE LLC
May 22, 2023	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
May 8, 2020	Deed of Trust, Mortgage · VA Mortgage MR COOPER
May 9, 2017	Warranty Deed, Transfer · VA Mortgage SECURITY NATIONAL MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 9, 2017
Deed Sale	May 9, 2017
Prior Sale	Mar 3, 2005
Deed Document Number	20171632138
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Recording Date	Aug 12, 2026
Property Address	16404 E INDIGO LOOP, SUMMERDALE, AL 36580-4029
Document Number	0002271704
Instrument Date	Aug 7, 2026
Instrument	20262271704
Transaction Type	Mortgage
Record Updated	Aug 19, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16404 E INDIGO LOOP, SUMMERDALE, AL 36580-4029

Mortgage

Document Number	0002271704,
Date	Aug 12, 2026
Instrument	20262271704

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate	6.49%
Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	16404 E INDIGO LOOP, SUMMERDALE, AL 36580-4029
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001934770
Date	Aug 9, 2021
Instrument	1934770

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	16404 E INDIGO LOOP, SUMMERDALE, AL 36580-4029
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16404 E INDIGO LOOP, SUMMERDALE, AL 36580-4029

Mortgage

Document Number	0002064619
Date	May 22, 2023
Instrument	2064619

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jun 4, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	16404 E INDIGO LOOP, SUMMERDALE, AL 36580-4029
Document Number	0001829063
Instrument Date	May 8, 2020
Transaction Type	Mortgage
Record Updated	May 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	16404 E INDIGO LOOP SUMMERDALE AL 365804029, SUMMERDALE, AL 36580-4029

Mortgage

Document Number	0001829063
Date	May 15, 2020
Instrument	1829063

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 14, 2050

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	May 9, 2017
Property Address	16404 E INDIGO LOOP, SUMMERDALE, AL 36580-4029
Document Number	0001632138
Map Reference	SL1297-B-1298-A
Instrument Date	May 5, 2017
Instrument	1632138
Transaction Type	Transfer
Record Updated	Jun 8, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16422 E INDIGO LOOP, 16422, SUMMERDALE, AL 36580-4029

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	16404 E INDIGO LOOP, SUMMERDALE, AL 36580-4029

Mortgage

Document Number	0001632139
Date	May 9, 2017
Instrument	1632139

Lender

Name	SECURITY NATIONAL MORTGAGE CO
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$24,800 (+3.59%) Land $8,420 Building $16,380	$257,800 (+7.78%) Land $87,600 Building $170,200
2023	Homeowner's exemption	$23,940 (+31.25%)	$239,200 (+31.14%) Land $75,000 Building $164,200
2022	$465.00 (+18.02%) Homeowner's exemption	$18,240	$182,400 Land $56,000 Building $126,400
2021	$394.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 90 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	90 in force
Nearby Flood Claims	221 (1995–2020)
Claims Outside the SFHA	50 of 221
Most Recent Claim	Sep 2020 · river or lake flooding
Claims by Event	Hurricane Sally, Sep 2020 · 43 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 72 claims Severe Storms, Flooding,high Winds, Assoc With Hurr Danny, Jul 1997 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 73% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FAIRHOPE serves 59,850 people · EPA ID AL0000035
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Brightspeed DSL	80 / 10

Cell Coverage

5G (outdoors only) and 4G LTE

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