16420 S River Rd, Plainfield, IL 60586 Property Records

Will County property record for 16420 S River Rd, Plainfield, IL 60586 · Last verified July 2026

Property Highlights

Property TypeAgriculture / Farming > General Agricultural/Rural
Bedrooms5 Beds
Bathrooms3.5 Baths
Year BuiltBuilt 2004
Square Footage4,379 sqft Building Perimeter
Lot Size565,409 sqft (12.9 acres)
GarageAttached, 816 sqft
Last Sale$900,000 (2019)
Tax Bill$21,157.00 (2025)

Owner

Source: Will County records · APN 06-03-20-401-021

Assessment roll updated June 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address16420 S RIVER RD, PLAINFIELD, IL 60586-8863
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 07, 2021Deed of Trust, Mortgage · Line of Credit
BMO HARRIS BANK NA
Feb 25, 2021Deed of Trust, Mortgage · Conventional Mortgage
HOMESIDE FINANCIAL LLC
Oct 02, 2019Warranty Deed, Transfer · Conventional Mortgage
HOMESIDE FINANCIAL LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 02, 2019 · Amount on Record
Deed SaleOct 02, 2019 · Amount on Record
Prior SaleFeb 18, 2003 · Amount on Record
Deed Doc Number201968585
Prior Transfer DateJun 09, 2009
Prior Transfer Doc0000068583
Record RefreshedSep 20, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILL IL
Property Address16420 S RIVER RD, PLAINFIELD, IL 60586-8863
Transaction TypeMortgage
Record UpdatedAug 21, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000038872
DateApr 07, 2021
InstrumentR2021038872
Lender
NameBMO HARRIS BANK NA
TypeBank
AddressCHICAGO, IL 60690
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 05, 2051
Interest
Rate TypeAdjustable Rate
Rate4%
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILL IL
Property Address16420 S RIVER RD, PLAINFIELD, IL 60586-8863
Transaction TypeMortgage
Record UpdatedAug 21, 2023
Title CompanyGREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000022584
DateFeb 25, 2021
InstrumentR2021022584
Lender
NameHOMESIDE FINANCIAL LLC
TypeMortgage Company
AddressCOLUMBIA, MD 21046
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMar 01, 2036
Interest
Rate TypeFixed Rate
Rate2.25%

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWILL IL
Recording DateOct 02, 2019
Property Address16420 S RIVER RD, PLAINFIELD, IL 60586-8863
Document Number0000068585
Map ReferenceDOC R2001-098310
Instrument DateOct 01, 2019
InstrumentR2019068585
Transaction TypeTransfer
Record UpdatedNov 04, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$900.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address16420 S RIVER RD, PLAINFIELD, IL 60586-8863

Mortgage

Document Number0000068586
DateOct 02, 2019
InstrumentR2019068586
Lender
NameHOMESIDE FINANCIAL LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2049
Interest
Rate TypeAdjustable Rate
Rate3.25%
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change DateNov 01, 2024
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change5.25%
Index1-Year LIBOR
Max Rate8.25%

Tax Assessment & Valuation

Source: Will County records · Assessment roll updated June 30, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWill County
County SubdivisionPlainfield Township
MunicipalityPlainfield Village
Unified School DistrictPlainfield School District 202 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$21,157.00 (+9.66%)
2024$284,715 (+16.84%) Land $46,745 Building $237,970$854,145 Land $140,235 Building $713,910
2022$19,293.00 Homeowner's exemption$243,678 Land $41,450 Building $202,228

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Will County (17197C), updated June 11, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayYes
Base Flood ElevationVaries along the reach; see FIRM

Wildfire

Wildfire RiskLow
above 6% of the US · above 38% of Illinois
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN06-03-20-401-021

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Partial Baths1 Partial Baths
Total Rooms17 Rooms
Building Area4,379 sqft Building Perimeter
Stories1 Stories
Fireplace1 Fireplace
Fireplaces3 Fireplaces

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialWood Exterior
Lot Area565,409 sqft (12.9 acres)
Garage TypeAttached Garage
Garage Area816 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address16420 S RIVER RD
CityPLAINFIELD
StateIL
Zip60586-8863
Property UsageAgriculture or Farming Property Usage
TypeAgriculture / Farming > General Agricultural/Rural
Legal DescriptionLOT 16 IN RESUBDIVISION OF LOTS 11 12 IN PINE CONE WOODS, BEING A SUB OF PRT OF SE1/4 OF SEC. 20 T36N-R9E.
Legal Range09E
Legal Township36N
Legal Section20
Legal SubdivisionPINE CONE WOODS
Legal Lot Number16
JurisdictionWILL IL
Minor Civil DivisionPLAINFIELD
Census Blockgroup3
Census Block3023
Census Tract880421

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