16420 E 38th St Ct S, Independence, MO 64055 Property Records

Jackson County property record for 16420 E 38th St Ct S, Independence, MO 64055

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 1,646 sqft · built 2001
Lot Size	0.389 acres (16,988 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,460 (2024)
Deeds & Mortgages	Jul 2022 Line of Credit Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`34-320-20-77`

Property Details

APN / Parcel Number

Primary APN	`34-320-20-77`
Alternative APN	`1602481`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	1,646 sqft Living Area
Gross Area	4,916 sqft
1st Floor Area	1,646 sqft
Basement Area	2,674 sqft
Finished Basement	1,050 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Architectural Style	Ranch
Exterior Material	Brick
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,988 sqft (0.389 acres)
Garage Type	Attached
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Water Source	Private

Location & Zoning

Account Number	1602481
Street Address	16420 E 38TH STREET CT S
City	INDEPENDENCE
State	MO
Zip	64055-6797
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MILTON ESTATES LOT 125A & 126A---LOT 126A
Legal Subdivision	MILTON ESTATES
Legal Lot Number	125 126A
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	3
Census Block	3010
Census Tract	14603

Owner

Source: Jackson County records, as of October 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16420 E 38TH STREET CT S, INDEPENDENCE, MO 64055-6797
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2022	Deed of Trust, Mortgage · Line of Credit CLAY COUNTY SAVINGS BANK
Oct 30, 2020	Deed of Trust, Mortgage CLAY CNTY SVGS BK
Feb 20, 2020	Deed of Trust, Mortgage WELLS FARGO BK
May 6, 2019	Warranty Deed, Transfer KCB BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 10, 2004
Deed Sale	Feb 10, 2004
Deed Document Number	2004I0012598
Record Updated	Jun 7, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	16420 E 38TH STREET CT S, INDEPENDENCE, MO 64055-6797
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16420 E 38TH STREET CT S, INDEPENDENCE, MO 64055-6797

Mortgage

Document Number	00E0067871
Date	Jul 19, 2022
Instrument	2022E0067871

Lender

Name	CLAY COUNTY SAVINGS BANK
Type	Bank
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jul 19, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	16420 E 38TH STREET CT S, INDEPENDENCE, MO 64055-6797
Document Number	000E103042
Instrument Date	Oct 30, 2020
Transaction Type	Mortgage
Record Updated	Dec 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16420 E 38TH STREET CT S INDEPENDENCE MO 640556797, INDEPENDENCE, MO 64055-6797

Mortgage

Document Number	000E103042
Date	Nov 2, 2020
Instrument	103042E

Lender

Name	CLAY CNTY SVGS BK
Type	Federal Savings Bank
Address	LIBERTY, MO 64068

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Nov 1, 2040

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	16420 E 38TH STREET CT S, INDEPENDENCE, MO 64055-6797
Document Number	0000E17809
Instrument Date	Feb 20, 2020
Transaction Type	Mortgage
Record Updated	Apr 6, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16420 E 38TH STREET CT S INDEPENDENCE MO 640556797, INDEPENDENCE, MO 64055-6797

Mortgage

Document Number	0000E17809
Date	Mar 2, 2020
Instrument	17809E

Lender

Name	WELLS FARGO BK
Type	Bank
Address	MINNEAPOLIS, MN 55467-8000

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	May 6, 2019
Property Address	16420 E 38TH STREET CT S, INDEPENDENCE, MO 64055-6797
Document Number	0000E33050
Instrument Date	May 3, 2019
Instrument	33050E
Transaction Type	Transfer
Record Updated	May 31, 2019
Title Company	FIRST UNITED TITLE AGENCY LLC, FIRST UNITED TITLE AGCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16420 E 38TH STREET CT S INDEPENDENCE MO 640556797, INDEPENDENCE, MO 64055-6797

Mortgage

Document Number	E33278
Date	May 6, 2019
Instrument	33278E

Lender

Name	KCB BK
Type	Bank
Address	KEARNEY, MO 64060

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 5, 2049

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of June 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Blue Springs R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$91,541 (+15%) Land $9,928 Building $81,613	$481,790 (+15%)
2024	$5,460.00 (+2.13%)
2023	$5,346.00	$79,601 Land $11,155 Building $68,446	$418,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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