16401 E 38th St Ct S, Independence, MO 64055 Property Records

Jackson County property record for 16401 E 38th St Ct S, Independence, MO 64055

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,187 sqft · built 2005
Lot Size	0.439 acres (19,142 sqft)
Owner	2 Individual Names on Record
Last Sale	$401,640 (Mar 2024)
Tax Bill	$5,300 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Apr 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`34-320-20-12`

Property Details

APN / Parcel Number

Primary APN	`34-320-20-12`
Alternative APNs	`34-320-20-12-00-0-00-000` `885684`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	3,917 sqft Living Area
Gross Area	5,087 sqft
1st Floor Area	2,187 sqft
Basement Area	2,187 sqft
Finished Basement	1,730 sqft
Unfinished Basement	457 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	19,142 sqft (0.439 acres)
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	713 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	244 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	885684
Street Address	16401 E 38TH STREET CT S
City	INDEPENDENCE
State	MO
Zip	64055-6792
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MILTON ESTATES 5TH PLAT LOT 132
Legal Subdivision	MILTON ESTATES 5TH PLAT
Legal Block	3
Legal Lot Number	132
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	3
Census Block	3010
Census Tract	14603

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16401 E 38TH STREET CT S, INDEPENDENCE, MO 64055-6792
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2024	Deed of Trust, Mortgage · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Apr 27, 2023	Warranty Deed, Transfer · Conventional Mortgage NORTH AMERICAN SAVINGS BANK FSB
Dec 15, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Feb 15, 2018	Deed of Trust, Mortgage · Line of Credit COMMUNITYAMERICA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2024 · Amount on Record
Deed Sale	Mar 5, 2024 · Amount on Record
Prior Sale	Apr 27, 2023 · Amount on Record
Deed Document Number	202413665
Prior Transfer Date	Nov 17, 2009
Prior Transfer Doc	0000116395
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	16401 E 38TH STREET CT S, INDEPENDENCE, MO 64055-6792
Transaction Type	Mortgage
Record Updated	Mar 13, 2024
Title Company	KANSAS CITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E0013811
Date	Mar 6, 2024
Instrument	2024E0013811

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2054

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Apr 27, 2023
Property Address	16401 E 38TH STREET CT S, INDEPENDENCE, MO 64055-6792
Document Number	00E0029467
Instrument Date	Apr 26, 2023
Instrument	2023E0029467
Transaction Type	Transfer
Record Updated	Jul 20, 2023
Title Company	PLATINUM TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 3075, INDEPENDENCE, MO 64055-8075

Mortgage

Document Number	00E0029473
Date	Apr 27, 2023
Instrument	2023E0029473

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	16401 E 38TH STREET CT S, INDEPENDENCE, MO 64055-6792
Document Number	000E122164
Instrument Date	Dec 15, 2020
Transaction Type	Mortgage
Record Updated	Jan 26, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16401 E 38TH STREET CT S INDEPENDENCE MO 640556792, INDEPENDENCE, MO 64055-6792

Mortgage

Document Number	000E122164
Date	Dec 21, 2020
Instrument	122164E

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 20, 2050

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	16401 E 38TH STREET CT S, INDEPENDENCE, MO 64055-6792
Document Number	0000E24083
Instrument Date	Feb 15, 2018
Transaction Type	Mortgage
Record Updated	Apr 5, 2018
Title Company	WORLDWIDE RECORDING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	16401 E 38TH STREET CT S INDEPENDENCE MO 640556792, INDEPENDENCE, MO 64055-6792

Mortgage

Document Number	0000E24083
Date	Mar 23, 2018
Instrument	24083E

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union
Address	LENEXA, KS 66219

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 22, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Blue Springs R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$74,879 (-) Land $9,948 Building $64,931	$394,100 (-)
2025	$5,300.00 (+4.27%)	$74,879 (+1.05%) Land $9,948 Building $64,931	$394,100 (+1.05%)
2024	$5,083.00 (+2.13%)
2023	$4,977.00 (+14.49%)	$74,100 (+30.87%) Land $12,684 Building $61,416	$390,000 (+30.87%)
2022	$4,347.00	$56,621 Land $7,686 Building $48,935
2021			$298,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Wisper ISP.

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