1642 E Webster St, Ferndale, MI 48220 Property Records

Oakland County property record for 1642 E Webster St, Ferndale, MI 48220

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,040 sqft · built 1950
Lot Size	0.099 acres (4,312 sqft)
Owner	Individual Name on Record
Last Sale	$247,000 (Apr 2024)
Tax Bill	$5,911 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Aug 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`24-25-35-453-019`

Property Details

APN / Parcel Number

Primary APN	`24-25-35-453-019`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
1st Floor Area	855 sqft
Basement Area	738 sqft
Unfinished Basement	738 sqft
Game Room	Game Room

Exterior

Year Built	Built 1950
Effective Year Built	Effective 2022
Architectural Style	Bungalow
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Raised
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	4,312 sqft (0.099 acres)
Lot Dimensions	107 ft deep x 40 ft wide
Garage Area	290 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	88 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	1642 E WEBSTER ST
City	FERNDALE
State	MI
Zip	48220-3507
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T1N, R11E, SEC 35 FORD HEIGHTS ADD SUB LOT 304 & E 10 FT OF LOT 305, ALSO 1/2 OF VAC ALLEY ADJ TO SAME
Legal Range	11E
Legal Township	01N
Legal Section	35
Legal Subdivision	FORD HEIGHTS ADD
Legal Lot Number	304-305
Jurisdiction	OAKLAND MI
Township / Civil Division	FERNDALE
Census Block Group	1
Census Block	1019
Census Tract	173600

Owner

Source: Oakland County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	584 LAKELAND ST, GROSSE POINTE, MI 48230-1271
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2024	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE 1 INC
Aug 11, 2022	Deed of Trust, Mortgage · Commercial Mortgage INNOVA BM CAPITAL LLC
Jan 10, 2023	Deed of Trust, Mortgage · Line of Credit BUILDER CIRCLE WAREHOUSE 1 LLC
Jun 14, 2022	Warranty Deed, Transfer PLATINUMFIRST TITLE, PLATINUM FIRST TITLE
Aug 12, 2019	Warranty Deed, Transfer · Conventional Mortgage STAUNTON FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 11, 2024 · Amount on Record
Deed Sale	Apr 11, 2024 · Amount on Record
Prior Sale	Jun 14, 2022 · Amount on Record
Deed Document Number	202440607
Deed Book / Page	59283 / 526
Prior Transfer Date	Aug 25, 2005
Prior Transfer Doc	0000241380
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Apr 11, 2024
Property Address	1642 E WEBSTER ST, FERNDALE, MI 48220-3507
Document Number	0000040607
Book / Page	59283 / 526
Map Reference	LB 10 PG 42
Instrument Date	Apr 3, 2024
Instrument	40607
Transaction Type	Transfer
Record Updated	May 1, 2024
Title Company	VANGUARD TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,852.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3321 HILTON RD, FERNDALE, MI 48220-3607

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	584 LAKELAND ST, GROSSE POINTE, MI 48230-1271

Mortgage

Document Number	0000039096
Date	Apr 8, 2024
Book Page	59275/378
Instrument	39096

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2054

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	1642 E WEBSTER ST, FERNDALE, MI 48220-3507
Transaction Type	Mortgage
Record Updated	Feb 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000428681
Date	Aug 11, 2022
Book Page	58029/618
Instrument	428681

Lender

Name	INNOVA BM CAPITAL LLC
Type	Non-Lending Institution
Address	BIRMINGHAM, MI 48009

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	1642 E WEBSTER ST, FERNDALE, MI 48220-3507
Transaction Type	Mortgage
Record Updated	Feb 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1421 HILTON RD, FERNDALE, MI 48220-2835

Mortgage

Document Number	0000003771
Date	Jan 10, 2023
Book Page	58366/101
Instrument	3771

Lender

Name	BUILDER CIRCLE WAREHOUSE 1 LLC
Type	Non-Lending Institution
Address	BIRMINGHAM, MI 48009

Agreement

Type	Line of Credit

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jun 14, 2022
Property Address	1642 E WEBSTER ST, FERNDALE, MI 48220-3507
Document Number	0000396773
Book / Page	57851 / 266
Map Reference	LB 10 PG 42
Instrument Date	Jun 2, 2022
Instrument	396773
Transaction Type	Transfer
Record Updated	Feb 10, 2023
Title Company	PLATINUMFIRST TITLE, PLATINUM FIRST TITLE

Transaction

Amount	Amount Recorded
Tax	$1,387.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1642 E WEBSTER ST, FERNDALE, MI 48220-3507

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1844 BOWERS ST, BIRMINGHAM, MI 48009-6812

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Aug 12, 2019
Property Address	1642 E WEBSTER ST, FERNDALE, MI 48220-3507
Document Number	0000129010
Book / Page	53125 / 00563
Map Reference	LB 10 PG 42
Instrument Date	Aug 6, 2019
Instrument	129010
Transaction Type	Transfer
Record Updated	Jun 22, 2021
Title Company	ALLEGIANCE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,333.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	524 AUGUSTA DR, 524, ROCHESTER HILLS, MI 48309-1528

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1642 E WEBSTER ST, FERNDALE, MI 48220-3507

Mortgage

Document Number	5312500565
Date	Aug 12, 2019
Instrument	53125/00565

Lender

Name	STAUNTON FINANCIAL INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Ferndale City
Unified School District	Hazel Park City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,911.00 (+24.84%) Homeowner's exemption	$110,130 (+39.95%)	$220,260 (+39.95%)
2024	$4,735.00 (+38.9%)
2023		$78,690	$157,380
2021	$3,409.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNDALE serves 22,105 people · EPA ID MI0002280
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	May 2021
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Nov 2020
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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