1558 E Webster St, Ferndale, MI 48220 Property Records

Oakland County property record for 1558 E Webster St, Ferndale, MI 48220

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,544 sqft · built 1915
Lot Size	0.148 acres (6,447 sqft)
Owner	2 Individual Names on Record
Last Sale	$290,000 (Apr 2024)
Tax Bill	$7,260 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Apr 2024 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-25-35-453-013`

Property Details

APN / Parcel Number

Primary APN	`24-25-35-453-013`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,544 sqft Living Area
1st Floor Area	627 sqft
Basement Area	605 sqft
Finished Basement	605 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 2018
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,447 sqft (0.148 acres)
Lot Dimensions	107 ft deep x 60 ft wide
Garage Area	367 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	141 sqft
Deck Area	198 sqft
Patio Area	198 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	1558 E WEBSTER ST
City	FERNDALE
State	MI
Zip	48220-2622
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T1N, R11E, SEC 35 FORD HEIGHTS ADD SUB LOTS 311 & 312, ALSO 1/2 OF VAC ALLEY ADJ TO SAME
Legal Range	11E
Legal Township	01N
Legal Section	35
Legal Subdivision	FORD HEIGHTS ADD SUB
Legal Lot Number	311-312
Jurisdiction	OAKLAND MI
Township / Civil Division	FERNDALE
Census Block Group	1
Census Block	1019
Census Tract	173600

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6206 COLONIAL DR, WHITESTOWN, IN 46075-4000
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2024	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Apr 17, 2024	Warranty Deed, Transfer
Jul 28, 2021	Warranty Deed, Transfer · Conventional Mortgage PRIORITY FINANCIAL NETWORK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2024 · Amount on Record
Deed Sale	Apr 17, 2024 · Amount on Record
Prior Sale	Jul 28, 2021 · Amount on Record
Deed Document Number	202442966
Deed Book / Page	59297 / 482
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	1558 E WEBSTER ST, FERNDALE, MI 48220-2622
Transaction Type	Mortgage
Record Updated	May 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6206 COLONIAL DR, WHITESTOWN, IN 46075-4000

Mortgage

Document Number	0000041829
Date	Apr 16, 2024
Book Page	59291/91
Instrument	41829

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Type Change Date	May 1, 2031
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.7%
Index	SOFR Average 30-Day
Margin	3
Max Rate	11.7%

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Apr 17, 2024
Property Address	1558 E WEBSTER ST, FERNDALE, MI 48220-2622
Document Number	0000042966
Book / Page	59297 / 482
Map Reference	LB 10 PG 42
Instrument Date	Apr 11, 2024
Instrument	42966
Transaction Type	Transfer
Record Updated	May 1, 2024

Transaction

Amount	Amount Recorded
Tax	$2,175.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	175 E 96TH ST, NEW YORK, NY 10128-6200

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1558 E WEBSTER ST, FERNDALE, MI 48220-2622

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jul 28, 2021
Property Address	1558 E WEBSTER ST, FERNDALE, MI 48220-2622
Document Number	0000187128
Book / Page	56619 / 426
Map Reference	LB 10 PG 42
Instrument Date	Jul 23, 2021
Instrument	187128
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	TITLE ONE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,322.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1558 E WEBSTER ST, 1558, FERNDALE, MI 48220-2622

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1558 E WEBSTER ST, FERNDALE, MI 48220-2622

Mortgage

Document Number	0000188187
Date	Jul 29, 2021
Book Page	56626/835
Instrument	188187

Lender

Name	PRIORITY FINANCIAL NETWORK
Type	Mortgage Company
Address	CALABASAS, CA 91302

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Ferndale City
Unified School District	Hazel Park City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,260.00 (+32.89%) Homeowner's exemption	$136,260 (+41.78%)	$272,520 (+41.78%)
2024	$5,463.00 (+52.34%)
2023		$96,110	$192,220
2021	$3,586.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNDALE serves 22,105 people · EPA ID MI0002280
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	May 2021
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Nov 2020
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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