1642 Cactus Loop, Richland, WA 99352 Property Records

Benton County property record for 1642 Cactus Loop, Richland, WA 99352

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,329 sqft · built 2012
Lot Size	0.12 acres (5,218 sqft)
Owner	Individual Name on Record
Last Sale	$360,000 (Mar 2026)
Tax Bill	$447 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Nov 2021 Mortgage
APN	`125984050000094`

Property Details

APN / Parcel Number

Primary APN	`125984050000094`
Alternative APN	`277821`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,329 sqft Living Area
Gross Area	1,851 sqft
1st Floor Area	1,329 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,218 sqft (0.12 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Patio Area	122 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	1642 CACTUS LOOP
City	RICHLAND
State	WA
Zip	99352-7506
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 25 TOWNSHIP 9 RANGE 28 QUARTER SE PLAT BELLERIVE SPRINGS, LOT 94, 9/4/2001, AF#01-027556
Legal Range	28
Legal Township	09
Legal Section	25
Legal Subdivision	BELLERIVE SPRINGS
Legal Lot Number	94,9
Jurisdiction	BENTON WA
Township / Civil Division	RICHLAND-KENNEWICK
Census Block Group	1
Census Block	1006
Census Tract	10820

Owner

Source: Benton County records, as of March 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1642 CACTUS LOOP, RICHLAND, WA 99352-7506
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2026	Warranty Deed, Transfer · Conventional Mortgage WHEATLAND BANK
Nov 9, 2021	Intrafamily Transfer, Transfer · FHA Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 10, 2026 · Amount on Record
Deed Sale	Mar 10, 2026 · Amount on Record
Prior Sale	Nov 9, 2021
Deed Document Number	20265553
Prior Transfer Date	Sep 17, 2021
Prior Transfer Doc	0000051249
Record Updated	Sep 20, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON WA
Recording Date	Mar 10, 2026
Property Address	1642 CACTUS LOOP, RICHLAND, WA 99352-7506
Document Number	0000005553
Map Reference	VOL 15 PG 147
Instrument Date	Mar 6, 2026
Instrument	2026-005553
Transaction Type	Transfer
Record Updated	May 7, 2026
Title Company	TICOR TITLE COMPANNY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$5,765.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Living Trust
Address	1642 CACTUS LOOP, RICHLAND, WA 99352-7506

Mortgage

Document Number	0000005554
Date	Mar 10, 2026
Instrument	2026-005554

Lender

Name	WHEATLAND BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Mortgage

Document Number	0000005555
Date	Mar 10, 2026
Instrument	2026-005555

Lender

Name	GLACIER BANK
Type	Bank
Address	COEUR D ALENE, ID 83814

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BENTON WA
Recording Date	Nov 9, 2021
Property Address	1642 CACTUS LOOP, RICHLAND, WA 99352-7506
Document Number	0000051249
Map Reference	VOL 15 PG 147
Instrument Date	Sep 17, 2021
Instrument	2021-051249
Transaction Type	Transfer
Record Updated	May 7, 2026
Title Company	CHICAGO TITLE COMPANY/WA, CHICAGO TITLE COMPANY OF WA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1642 CACTUS LOOP, RICHLAND, WA 99352-7506

Mortgage

Document Number	0000051250
Date	Nov 9, 2021
Instrument	2021-051250

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Benton County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Benton County
Municipality	Richland City
Unified School District	Richland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$447.00 (-85.1%)	$355,490 (+4.16%) Land $50,000 Building $305,490	$355,490 (+4.16%) Land $50,000 Building $305,490
2024	$3,000.00 (+10.99%)	$341,290 (+6.66%) Land $50,000 Building $291,290	$341,290 (+6.66%) Land $50,000 Building $291,290
2023	$2,703.00	$319,970 (+18.4%) Land $50,000 Building $269,970	$319,970 (+18.4%) Land $50,000 Building $269,970
2022		$270,240 Land $50,000 Building $220,240	$270,240 Land $50,000 Building $220,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RICHLAND serves 106,499 people · EPA ID WA5372250
Water Source	Surface water
Last State Inspection	May 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	370 / 211
Verizon Fixed Wireless	300 / 20
PocketiNet Fixed Wireless	200 / 50
xyTel Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Advanced High Speed Internet, T-Mobile, Ziply Fiber.

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