1630 Cactus Loop, Richland, WA 99352 Property Records

Benton County property record for 1630 Cactus Loop, Richland, WA 99352

Property Summary

Property Type	Single Family Home
Details	1,880 sqft · built 2001
Lot Size	0.211 acres (9,174 sqft)
Owner	Individual Name on Record
Last Sale	$377,500 (Jun 2026)
Tax Bill	$542 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jul 2019 Sale & Mortgage
APN	`125984050000091`

Property Details

APN / Parcel Number

Primary APN	`125984050000091`
Alternative APN	`277818`

Interior

Stories	1 Story
Building Area	1,880 sqft Living Area
Gross Area	2,760 sqft
1st Floor Area	1,880 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Mobile Home
Exterior Material	Wood
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,174 sqft (0.211 acres)
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Deck Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	1630 CACTUS LOOP
City	RICHLAND
State	WA
Zip	99352-7506
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2001 MARLETTE PACIFICA 27 X 60 W 13 X 20 ADD (TITLE ELIMINATION AF# 2001-033084 10232001) SECTION 25 TOWNSHIP 9 RANGE 28 QUARTER SE PLAT BELLERIVE SPRINGS, LOT 91, 942001, AF#01-027556
Legal Range	28
Legal Township	09
Legal Section	25
Legal Subdivision	BELLERIVE SPRINGS
Legal Lot Number	91
Jurisdiction	BENTON WA
Township / Civil Division	RICHLAND-KENNEWICK
Census Block Group	1
Census Block	1006
Census Tract	10820

Owner

Source: Benton County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1630 CACTUS LOOP, RICHLAND, WA 99352-7506
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2026	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE
Jul 31, 2019	Warranty Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2026 · Amount on Record
Deed Sale	Jun 17, 2026 · Amount on Record
Prior Sale	Jul 31, 2019 · Amount on Record
Deed Document Number	202614904
Prior Transfer Date	Jul 8, 2019
Prior Transfer Doc	0000021769
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON WA
Recording Date	Jun 17, 2026
Property Address	1630 CACTUS LOOP, RICHLAND, WA 99352-7506
Document Number	0000014904
Instrument Date	Jun 16, 2026
Instrument	202614904
Transaction Type	Transfer
Record Updated	Jun 25, 2026
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$610,545.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1630 CACTUS LOOP, RICHLAND, WA 99352-7506

Mortgage

Document Number	0000014905,
Date	Jun 17, 2026
Instrument	202614905

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

Mortgage

Document Number	0000014906,
Date	Jun 17, 2026
Instrument	202614906

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	30 Months
Due	Jul 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON WA
Recording Date	Jul 31, 2019
Property Address	1630 CACTUS LOOP, RICHLAND, WA 99352-7506
Document Number	0000021770
Map Reference	VOL 15 PG 147
Instrument Date	Jul 29, 2019
Instrument	2019-021770
Transaction Type	Transfer
Record Updated	Dec 20, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,099.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1630 CACTUS LOOP, RICHLAND, WA 99352-7506

Mortgage

Document Number	0000021771
Date	Jul 31, 2019
Instrument	2019-021771

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Benton County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Benton County
Municipality	Richland City
Unified School District	Richland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$542.00 (-79.04%)	$331,860 (+11.25%) Land $50,000 Building $281,860	$331,860 (+11.25%) Land $50,000 Building $281,860
2023	$2,586.00	$298,310 (+15.61%) Land $50,000 Building $248,310	$298,310 (+15.61%) Land $50,000 Building $248,310
2022		$258,040 Land $50,000 Building $208,040	$258,040 Land $50,000 Building $208,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RICHLAND serves 106,499 people · EPA ID WA5372250
Water Source	Surface water
Last State Inspection	May 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	370 / 211
Verizon Fixed Wireless	300 / 20
PocketiNet Fixed Wireless	200 / 50
xyTel Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Advanced High Speed Internet, T-Mobile, Ziply Fiber.

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