1642 Bermuda Dr, Festus, MO 63028 Property Records

Jefferson County property record for 1642 Bermuda Dr, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,191 sqft · built 2003
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$235,200 (Jun 2017)
Tax Bill	$2,612 (2025)
Deeds & Mortgages	Sep 2022 Transfer Aug 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-1.0-12.0-0-005-013.49`

Property Details

APN / Parcel Number

Primary APN	`18-1.0-12.0-0-005-013.49`
Alternative APN	`1810120 00501349`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,191 sqft Living Area
Gross Area	2,591 sqft
1st Floor Area	1,461 sqft
Basement Area	730 sqft
Finished Basement	730 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Construction Type	Frame
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	400 sqft
Porch	Open Frame Porch
Porch Area	15 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1642 BERMUDA DR
City	FESTUS
State	MO
Zip	63028-5624
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	TANGLEWOOD ESTS 1 LOT 49
Legal Range	5E
Legal Township	40N
Legal Section	12
Legal Subdivision	TANGLEWOOD ESTS 1
Legal Block	4
Legal Lot Number	49
Jurisdiction	JEFFERSON MO
Township / Civil Division	JOACHIM
Census Block Group	4
Census Block	4024
Census Tract	700900

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1642 BERMUDA DR, FESTUS, MO 63028-5624
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2022	Intrafamily Transfer, Transfer
Aug 22, 2022	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Jun 21, 2017	Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2017 · Amount on Record
Deed Sale	Jun 21, 2017 · Amount on Record
Prior Sale	Sep 10, 2014 · Amount on Record
Deed Document Number	201718915
Last Transfer Date	Aug 29, 2022
Transfer Doc	0000029628
Record Updated	Oct 29, 2026

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JEFFERSON MO
Recording Date	Sep 7, 2022
Property Address	1642 BERMUDA DR, FESTUS, MO 63028-5624
Document Number	0000029628
Map Reference	MB 206 PG 6-9
Instrument Date	Aug 29, 2022
Instrument	2022R-029628
Transaction Type	Transfer
Record Updated	Sep 20, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1642 BERMUDA DR, FESTUS, MO 63028-5624

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Aug 22, 2022
Property Address	1642 BERMUDA DR, FESTUS, MO 63028-5624
Document Number	0000027713
Map Reference	MB 206 PG 6-9
Instrument Date	Aug 19, 2022
Instrument	2022R-027713
Transaction Type	Transfer
Record Updated	Sep 20, 2022
Title Company	CONTINENTAL, CONTINENTAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7102 HONEY LN, 7102, SAINT LOUIS, MO 63129-5631

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1642 BERMUDA DR, FESTUS, MO 63028-5624

Mortgage

Document Number	0000027714
Date	Aug 22, 2022
Instrument	2022R-027714

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jun 21, 2017
Property Address	1642 BERMUDA DR, FESTUS, MO 63028-5624
Document Number	0000018915
Map Reference	MB206 G6-9
Instrument Date	Jun 15, 2017
Instrument	2017R-018915
Transaction Type	Transfer
Record Updated	Sep 20, 2022
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1642 BERMUDA DR, FESTUS, MO 63028-5624

Mortgage

Document Number	0000018916
Date	Jun 21, 2017
Instrument	2017R-018916

Lender

Name	CORNERSTONE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Municipality	Festus City
Unified School District	Festus R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$47,600 (-) Land $8,800 Building $38,800	$250,300 (-) Land $46,200 Building $204,100
2025	$2,612.00 (+10.68%)	$47,600 (+13.6%) Land $8,800 Building $38,800
2024			$250,300 (+13.57%) Land $46,200 Building $204,100
2023	$2,360.00	$41,900 Land $8,800 Building $33,100	$220,400 Land $46,200 Building $174,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FESTUS PWS serves 13,000 people · EPA ID MO6010276
Water Source	Purchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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