1639 Bermuda Dr, Festus, MO 63028 Property Records

Jefferson County property record for 1639 Bermuda Dr, Festus, MO 63028

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,626 sqft · built 2003
Lot Size0.239 acres (10,454 sqft)
OwnerIndividual Name on File
Tax Bill$2,411 (2023)
Deeds & MortgagesJun 2022 Mortgage
Sep 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN18-1.0-12.0-0-005-013.25

Property Details

APN / Parcel Number

Primary APN18-1.0-12.0-0-005-013.25
Alternative APN
  • 1810120 00501325

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,626 sqft Living Area
1st Floor Area1,626 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Construction TypeFrame
Lot Area10,454 sqft (0.239 acres)
Garage TypeAttached
Garage Area440 sqft
PorchPorch
Porch Area36 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Old Parcel Number1810120 00501325
Street Address1639 BERMUDA DR
CityFESTUS
StateMO
Zip63028-5626
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCT1
Legal DescriptionTANGLEWOOD ESTS 1 LOT 25
Legal Range05
Legal Township40
Legal Section12
Legal SubdivisionTANGLEWOOD ESTS 1
Legal Lot Number25
JurisdictionJEFFERSON MO
Township / Civil DivisionJOACHIM
Census Block Group4
Census Block4023
Census Tract700900

Owner

Source: Jefferson County records · APN 18-1.0-12.0-0-005-013.25

Assessment roll updated May 31, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1639 BERMUDA DR, FESTUS, MO 63028-5626
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 23, 2022Warranty Deed, Transfer · Conventional Mortgage
GUILD MORTGAGE CO
Sep 03, 2021Deed of Trust, Mortgage · FHA Mortgage
LAKEVIEW LOAN SERVICING LLC
Aug 31, 2020Deed of Trust, Mortgage · Line of Credit
ARSENAL CU
Jul 31, 2017Warranty Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MTG
Feb 10, 2017Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 23, 2022
Deed SaleJun 23, 2022
Prior SaleJul 31, 2017
Deed Document Number2022R-020906
Record UpdatedJun 08, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON MO
Recording DateJun 23, 2022
Property Address1639 BERMUDA DR, FESTUS, MO 63028-5626
Document Number0000020906
Map ReferenceMB 206 PG 6-9
Instrument DateJun 21, 2022
Instrument2022R-020906
Transaction TypeTransfer
Record UpdatedJul 06, 2022
Title CompanyDUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 185, FESTUS, MO 63028-0185

Transferred To (Grantee/Buyer)

NameVerified Name
Address1639 BERMUDA DR, FESTUS, MO 63028-5626

Mortgage

Document Number0000020907
DateJun 23, 2022
Instrument2022R-020907
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2052

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON MO
Property Address1639 BERMUDA DR, FESTUS, MO 63028-5626
Transaction TypeMortgage
Record UpdatedSep 15, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021R038945
DateSep 03, 2021
Instrument2021R-038945
Lender
NameLAKEVIEW LOAN SERVICING LLC
TypeMortgage Company
AddressMIAMI, FL 33146
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2051

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON MO
Property Address1639 BERMUDA DR, FESTUS, MO 63028-5626
Document Number0000035786
Instrument DateAug 31, 2020
Transaction TypeMortgage
Record UpdatedNov 17, 2020
Title CompanyINVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transferred To (Grantee/Buyer)

NameVerified Name
Address1639 BERMUDA DR FESTUS MO 630285626, FESTUS, MO 63028-5626

Mortgage

Document Number0000035786
DateSep 24, 2020
Instrument35786
Lender
NameARSENAL CU
TypeCredit Union
AddressARNOLD, MO 63010
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueSep 23, 2040
Interest
Rate TypeAdjustable Rate

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON MO
Recording DateJul 31, 2017
Property Address1639 BERMUDA DR, FESTUS, MO 63028-5626
Document Number0000023345
Instrument DateJul 28, 2017
Instrument23345
Transaction TypeTransfer
Record UpdatedAug 10, 2017
Title CompanyNETCO TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1639 BERMUDA DR FESTUS MO 630285626, FESTUS, MO 63028-5626

Mortgage

Document Number23346
DateJul 31, 2017
Instrument23346
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressTROY, MI 48083
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 30, 2047

February 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionJEFFERSON MO
Recording DateFeb 10, 2017
Property Address1639 BERMUDA DR, FESTUS, MO 63028-5626
Document Number0000004433
Instrument DateFeb 02, 2017
Instrument4433
Transaction TypeForeclosure
Record UpdatedFeb 15, 2017

Transaction

AmountAmount Recorded
Tax$0.00
Additional
  • Notice of Trustee Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1980 OLD BUCK CREEK RD FESTUS MO 630283105, FESTUS, MO 63028-3105

Tax Assessment & Valuation

Source: Jefferson County records · Assessment roll updated May 31, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateMissouri
CountyJefferson County
MunicipalityFestus City
Unified School DistrictFestus R-VI School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$48,000 (+12.15%) Land $8,800 Building $39,200
2024$252,600 (+12.17%) Land $46,200 Building $206,400
2023$2,411.00$42,800 Land $8,800 Building $34,000$225,200 Land $46,200 Building $179,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 2, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 142 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemFESTUS PWS
serves 13,000 people
Water SourcePurchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY
Last State InspectionFeb 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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