1642 185th St, Creston, IA 50801 Property Records

Union County property record for 1642 185th St, Creston, IA 50801

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,750 sqft · built 1977
Lot Size	4.6 acres (200,376 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,302 (2025)
Deeds & Mortgages	Sep 2017 Line of Credit Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0618300006`

Property Details

APN / Parcel Number

Primary APN	`0618300006`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	3 Half Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,750 sqft Living Area
1st Floor Area	1,446 sqft
Basement Area	1,446 sqft
Finished Basement	1,178 sqft
Unfinished Basement	1,418 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	200,376 sqft (4.6 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	252 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Geothermal

Location & Zoning

Street Address	1642 185TH ST
City	CRESTON
State	IA
Zip	50801-8172
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	18-72-30 N 415 FT OF E 525 FT OF NE-4 SW-4
Legal Range	30W
Legal Township	72N
Legal Section	18
Jurisdiction	UNION IA
Township / Civil Division	HIGHLAND
Census Block Group	1
Census Block	1151
Census Tract	190300

Owner

1642 185th St is owned and occupied by two individuals.

Source: Union County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1642 185TH ST, CRESTON, IA 50801-8172
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2017	Deed of Trust, Mortgage · Line of Credit VERIDIAN CU
Jan 8, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION IA
Property Address	1642 185TH ST, CRESTON, IA 50801-8172
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1156/138
Date	Sep 5, 2017
Book Page	1156/138
Instrument	2017-00001648

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 28, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION IA
Property Address	1642 185TH ST, CRESTON, IA 50801-8172
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1164/204
Date	Jan 8, 2018
Book Page	1164/204
Instrument	2018-00000031

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1642 185th St was $4,302 with a homeowner's exemption, down 4.4% from the year before.

Source: Union County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Union County
Unified School District	Creston Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$389,730 (-) Land $109,600 Building $280,130	$389,730 (-) Land $109,600 Building $280,130
2025	$4,302.00 (-4.44%) Homeowner's exemption	$389,730 Land $109,600 Building $280,130	$389,730 Land $109,600 Building $280,130
2024	$4,502.00
2023		$275,660 Land $61,540 Building $214,120	$275,660 Land $61,540 Building $214,120
2022	$4,318.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1642 185th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1642 185th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Nextlink Fixed Wireless	500 / 100
Lockridge Networks Fixed Wireless	100 / 20

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