1622 185th St, Creston, IA 50801 Property Records

Union County property record for 1622 185th St, Creston, IA 50801

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,868 sqft · built 1930
Lot Size	3.28 acres (142,876 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,476 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Apr 2016 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0618300014`

Property Details

APN / Parcel Number

Primary APN	`0618300014`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,868 sqft Living Area
1st Floor Area	884 sqft
Basement Area	1,652 sqft
Finished Basement	934 sqft
Unfinished Basement	1,652 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Metal
Construction Type	Steel Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	142,876 sqft (3.28 acres)
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	78 sqft
Patio Area	350 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Geothermal

Location & Zoning

Street Address	1622 185TH ST
City	CRESTON
State	IA
Zip	50801-8172
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	18-72-30 N 415 FT OF W 375 FT NE-4 SW-4 (EX PCL E)
Legal Range	30W
Legal Township	72N
Legal Section	18
Jurisdiction	UNION IA
Township / Civil Division	HIGHLAND
Census Block Group	1
Census Block	1151
Census Tract	190300

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1622 185TH ST, CRESTON, IA 50801-8172
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage PCSB BANK
Apr 29, 2016	Deed of Trust, Mortgage · Line of Credit PCSB BANK
Sep 30, 2016	Deed of Trust, Mortgage · Line of Credit PCSB BANK
May 26, 2010	Warranty Deed, Transfer · Conventional Mortgage FIRST FEDERAL SVGS BANK OF CRESTON FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION IA
Property Address	1622 185TH ST, CRESTON, IA 50801-8172
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001259/89
Date	Aug 17, 2021
Book Page	1259/89
Instrument	2021-00001802

Lender

Name	PCSB BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate

April 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION IA
Property Address	1622 185TH ST, CRESTON, IA 50801-8172
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001122/216
Date	Apr 29, 2016
Book Page	1122/216
Instrument	2016-00000669

Lender

Name	PCSB BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 18, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION IA
Property Address	1622 185TH ST, CRESTON, IA 50801-8172
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001133/287
Date	Sep 30, 2016
Book Page	1133/287
Instrument	2016-00001763

Lender

Name	PCSB BANK
Type	Bank
Address	CLARINDA, IA 51632

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2046

May 2010: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION IA
Recording Date	May 26, 2010
Property Address	1622 185TH ST, CRESTON, IA 50801-8172
Document Number	000978/172
Book / Page	0978 / 172
Instrument Date	May 25, 2010
Instrument	00000945
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$202.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1622 185TH ST, CRESTON, IA 50801-8172

Mortgage

Document Number	000978/176
Date	May 26, 2010
Book Page	0978/176
Instrument	00000947

Lender

Name	FIRST FEDERAL SVGS BANK OF CRESTON FSB
Type	Bank
Address	CRESTON, IA 50801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	85 Months
Due	Jun 1, 2017

Tax Assessment & Valuation

Source: Union County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Union County
Unified School District	Creston Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$314,060 (-) Land $80,080 Building $233,980	$314,060 (-) Land $80,080 Building $233,980
2025	$3,476.00 (-4.92%) Homeowner's exemption	$314,060 (+79.32%) Land $80,080 Building $233,980	$314,060 (+79.32%) Land $80,080 Building $233,980
2024	$3,656.00 (+16.06%)
2023		$175,140 Land $54,860 Building $120,280	$175,140 Land $54,860 Building $120,280
2022	$3,150.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 73% of Iowa
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Nextlink Fixed Wireless	500 / 100
Lockridge Networks Fixed Wireless	100 / 20

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