16414 Speaker Ave, Belton, MO 64012 Property Records

Cass County property record for 16414 Speaker Ave, Belton, MO 64012

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,868 sqft · built 1999
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$131,400 (Jul 2009)
Tax Bill	$7,145 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-03-07-000-000-055.000`

Property Details

APN / Parcel Number

Primary APN	`04-03-07-000-000-055.000`
Alternative APN	`2351524`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,868 sqft Living Area
Gross Area	2,576 sqft
1st Floor Area	1,270 sqft
Basement Area	1,270 sqft
Finished Basement	598 sqft
Unfinished Basement	672 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Split Level
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	120 ft deep x 80 ft wide
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Stoop
Porch Area	36 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	2351524
Street Address	16414 SPEAKER AVE
City	BELTON
State	MO
Zip	64012-5466
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMMERSET HILLS 2ND PLAT LOT 23
Legal Range	32
Legal Township	46
Legal Section	07
Legal Subdivision	SUMMERSET HILLS
Legal Lot Number	23
Jurisdiction	CASS MO
Township / Civil Division	RAYMORE
Census Block Group	3
Census Block	3008
Census Tract	60003

Owner

16414 Speaker Ave is owned and occupied by an individual who bought it in July 2009.

Source: Cass County records, as of November 19, 2025

Owner of Record	Individual Name on File
Mailing Address	16414 SPEAKER AVE, BELTON, MO 64012-5466
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LENDING
Jul 1, 2019	Deed of Trust, Mortgage · FHA Mortgage SYNERGY ONE LENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2009 · Amount on File
Deed Sale	Jul 28, 2009 · Amount on File
Deed Document Number	2009437851
Deed Book / Page	3260 / 684
Prior Transfer Date	Jul 23, 2009
Prior Transfer Doc	3260/684
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MO
Property Address	16414 SPEAKER AVE, BELTON, MO 64012-5466
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004502/58
Date	Jun 1, 2020
Book Page	4502/58
Instrument	665734

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company
Address	LOMBARD, IL 60148

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MO
Property Address	16414 SPEAKER AVE, BELTON, MO 64012-5466
Transaction Type	Mortgage
Record Updated	Aug 20, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4375/108
Date	Jul 1, 2019
Book Page	4375/108
Instrument	647200

Lender

Name	SYNERGY ONE LENDING
Type	Lending Institution
Address	LOMBARD, IL 60148

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 16414 Speaker Ave was $7,145, up 159.7% from the year before.

Source: Cass County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Cass County
Municipality	Belton City
Unified School District	Belton 124 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,145.00 (+159.72%)	$37,610 Land $5,390 Building $32,220	$197,940 Land $28,340 Building $169,600
2024	$2,751.00 (+0.26%)
2023	$2,744.00 (+4,8%)	$33,260 (+12.21%) Land $4,890 Building $28,370	$175,050 Land $25,760 Building $149,290
2022	$56.00	$29,640 Land $4,890 Building $24,750
2021			$156,040 Land $25,760 Building $130,280

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 16414 Speaker Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 16414 Speaker Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELTON PWS serves 23,598 people · EPA ID MO1010061
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: Verizon.

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