Cass County property record for 16407 Speaker Ave, Belton, MO 64012
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,864 sqft · built 1998 |
| Lot Size | 0.207 acres (9,017 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $303,240 (Sep 2024) |
| Tax Bill | $7,138 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Mar 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-03-07-000-000-063.000 |
| Primary APN | 04-03-07-000-000-063.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,864 sqft Living Area |
| Gross Area | 2,552 sqft |
| 1st Floor Area | 1,276 sqft |
| Basement Area | 1,276 sqft |
| Finished Basement | 588 sqft |
| Unfinished Basement | 688 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Split Foyer |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,017 sqft (0.207 acres) |
| Lot Dimensions | 120 ft deep x 75 ft wide |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 28 sqft |
| Deck Area | 144 sqft |
| Patio Area | 144 sqft |
| Heating System | HVAC |
|---|
| Account Number | 2351551 |
|---|---|
| Street Address | 16407 SPEAKER AVE |
| City | BELTON |
| State | MO |
| Zip | 64012-5467 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUMMERSET HILLS 2ND PLAT LOT 50 |
| Legal Range | 32 |
| Legal Township | 46 |
| Legal Section | 07 |
| Legal Subdivision | SUMMERSET HILLS |
| Legal Lot Number | 50 |
| Jurisdiction | CASS MO |
| Township / Civil Division | RAYMORE |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 60003 |
16407 Speaker Ave is owned and occupied by two individuals who bought it in September 2024.
Source: Cass County records, as of November 19, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 16407 SPEAKER AVE, BELTON, MO 64012-5467 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage COMMERCE BANK |
| Mar 12, 2020 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 23, 2024 · Amount on File |
| Deed Sale | Sep 23, 2024 · Amount on File |
| Prior Sale | Dec 17, 2020 · Amount on File |
| Deed Document Number | 2024755642 |
| Deed Book / Page | 5098 / 94 |
| Prior Transfer Date | Mar 11, 2020 |
| Prior Transfer Doc | 004468/111 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS MO |
| Property Address | 16407 SPEAKER AVE, BELTON, MO 64012-5467 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3404 NW COUNTY ROAD 13002, ADRIAN, MO 64720-5242 |
| Document Number | 0004607/79 |
|---|---|
| Date | Dec 17, 2020 |
| Book Page | 4607/79 |
| Instrument | 680107 |
| Name | COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64106 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CASS MO |
| Recording Date | Mar 12, 2020 |
| Property Address | 16407 SPEAKER AVE, BELTON, MO 64012-5467 |
| Document Number | 4468/111 |
| Book / Page | 4468 / 111 |
| Map Reference | MB 15 PG 36 |
| Instrument Date | Mar 11, 2020 |
| Instrument | 661158 |
| Transaction Type | Transfer |
| Record Updated | Nov 12, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2025 property tax bill for 16407 Speaker Ave was $7,138, up 157% from the year before.
Source: Cass County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Cass County |
| Municipality | Belton City |
| Unified School District | Belton 124 School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,138.00 (+157.04%) | $37,570 Land $5,050 Building $32,520 | $197,720 Land $26,570 Building $171,150 |
| 2024 | $2,777.00 (+0.25%) | ||
| 2023 | $2,770.00 (+4,846.43%) | $33,570 (+13.34%) Land $4,590 Building $28,980 | $176,690 Land $24,150 Building $152,540 |
| 2022 | $56.00 | $29,620 Land $4,590 Building $25,030 | |
| 2021 | $155,880 Land $24,150 Building $131,730 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 16407 Speaker Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16407 Speaker Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BELTON PWS serves 23,598 people · EPA ID MO1010061 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
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