16412 el Monte Rd, Lakeside, CA 92040 Property Records

San Diego County property record for 16412 el Monte Rd, Lakeside, CA 92040

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,478 sqft · built 1999
Lot Size	6.1 acres (265,716 sqft)
Owner	Company Name on Record
Last Sale	$49,000 (Aug 1998)
Tax Bill	$6,282 (2025)
Deeds & Mortgages	Nov 2021 Transfer Nov 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`390-030-19-00`

Property Details

APN / Parcel Number

Primary APN	`390-030-19-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,478 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Wood
Roof Material	Composition Shingle
Lot Area	265,716 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Street Address	16412 EL MONTE RD
City	LAKESIDE
State	CA
Zip	92040-2607
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	PAR 2 TR PM16286
Legal Subdivision	CITY OF LAKESIDE
Legal Tract	16286
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1023
Census Tract	16902

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	16412 EL MONTE RD, LAKESIDE, CA 92040-2607
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2021	Intrafamily Transfer, Transfer STEWART TITLE OF CALIFORNIA
Nov 5, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage INTERCAP LNDG
Mar 20, 2018	Quit Claim Deed, Transfer Quitclaim
Mar 19, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage EAST COUNTY SCHOOLS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 1998 · Amount on Record
Deed Sale	Aug 31, 1998 · Amount on Record
Prior Sale	Jun 9, 1998 · Amount on Record
Deed Document Number	1998556053
Last Transfer Date	Oct 25, 2021
Transfer Doc	0000771598
Record Updated	Sep 20, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 5, 2021
Property Address	16412 EL MONTE RD, LAKESIDE, CA 92040-2607
Document Number	0000771598
Instrument Date	Oct 25, 2021
Instrument	2021-0771598
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	STEWART TITLE OF CALIFORNIA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16412 EL MONTE RD, LAKESIDE, CA 92040-2607

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 5, 2021
Property Address	16412 EL MONTE RD, LAKESIDE, CA 92040-2607
Document Number	0000771596
Instrument Date	Oct 21, 2021
Instrument	2021-0771596
Transaction Type	Transfer
Record Updated	Nov 16, 2021
Title Company	STEWART TITLE, STEWART TITLE OF CALIFORNIA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	16412 EL MONTE RD, LAKESIDE, CA 92040-2607

Mortgage

Document Number	0000771597
Date	Nov 5, 2021
Instrument	2021-0771597

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	16412 EL MONTE RD, LAKESIDE, CA 92040-2607
Document Number	0000389669
Instrument Date	Jul 15, 2020
Transaction Type	Mortgage
Record Updated	Jul 28, 2020
Title Company	TICOR TITLE SAN DIEGO BR

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16412 EL MONTE RD LAKESIDE CA 920402607, LAKESIDE, CA 92040-2607

Mortgage

Document Number	0000389669
Date	Jul 20, 2020
Instrument	389669

Lender

Name	INTERCAP LNDG
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 19, 2050

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 20, 2018
Property Address	16412 EL MONTE RD, LAKESIDE, CA 92040-2607
Document Number	0000108136
Instrument Date	Mar 13, 2018
Instrument	108136
Transaction Type	Transfer
Record Updated	Mar 26, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	16412 EL MONTE RD LAKESIDE CA 920402607, LAKESIDE, CA 92040-2607

March 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 19, 2018
Property Address	16412 EL MONTE RD, LAKESIDE, CA 92040-2607
Document Number	0000107407
Instrument Date	Mar 13, 2018
Instrument	2018-0107407
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	16412 EL MONTE RD, LAKESIDE, CA 92040-2607

Mortgage

Document Number	0000107408
Date	Mar 19, 2018
Instrument	2018-0107408

Lender

Name	EAST COUNTY SCHOOLS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Lakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$547,268 (+2%) Land $154,709 Building $392,559
2025	$6,282.00 (+5.05%) Homeowner's exemption	$536,538 (+4.04%) Land $151,676 Building $384,862
2023	$5,980.00 (+1.55%) Homeowner's exemption	$515,705 Land $145,787 Building $369,918
2022	$5,889.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	29 (1978–2016)
Claims Outside the SFHA	1 of 29
Most Recent Claim	Mar 2016 · other causes
Claims by Event	Severe Winter Storm, Mud & Land Slides, & Flooding, Feb 1993 · 3 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 93% of the US · above 78% of California
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Canyon Wireless Fixed Wireless	70 / 30

Cell Coverage

No cell data coverage reported

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