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16332 el Monte Rd, Lakeside, CA 92040 Property Records

San Diego County property record for 16332 el Monte Rd, Lakeside, CA 92040

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,881 sqft · built 1996
Lot Size2.33 acres (101,495 sqft)
Owner2 Individual Names on File
Last Sale$25,000 (Jan 1994)
Tax Bill$5,446 (2025)
Deeds & MortgagesMay 2023 Line of Credit
Aug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN390-030-01-00

Property Details

APN / Parcel Number

Primary APN390-030-01-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,881 sqft Living Area

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Lot Area101,495 sqft
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address16332 EL MONTE RD
CityLAKESIDE
StateCA
Zip92040-2608
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA70
Legal DescriptionSEC 1-15-1E LOT 2 DOC132232REC57 IN
Legal Range01E
Legal Township15
Legal Section01
Legal SubdivisionLAKESIDE
Legal Block1
Legal Lot Number2
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1023
Census Tract16902

Owner

Source: San Diego County records · APN 390-030-01-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address16332 EL MONTE RD, LAKESIDE, CA 92040-2608
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
May 30, 2023Deed of Trust, Mortgage · Line of Credit
CALIFORNIA COAST CU
Aug 17, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 26, 1994 · Amount on Record
Deed SaleJan 26, 1994 · Amount on Record
Deed Document Number199459049
Record UpdatedSep 20, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address16332 EL MONTE RD, LAKESIDE, CA 92040-2608
Transaction TypeMortgage
Record UpdatedJun 07, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

NameVerified Name
Address16332 EL MONTE RD, LAKESIDE, CA 92040-2608

Mortgage

Document Number0000139399
DateMay 30, 2023
Instrument2023-0139399
Lender
NameCALIFORNIA COAST CU
TypeCredit Union
AddressSAN DIEGO, CA 92150
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueJun 28, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address16332 EL MONTE RD, LAKESIDE, CA 92040-2608
Transaction TypeMortgage
Record UpdatedAug 25, 2021
Title CompanyORABGE COAST TITLE, ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address16332 EL MONTE RD, LAKESIDE, CA 92040-2608

Mortgage

Document Number0000585611
DateAug 17, 2021
Instrument2021-0585611
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictLakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$475,404 (+2%) Land $68,741 Building $406,663
2025$5,446.00 (+5.07%) Homeowner's exemption$466,084 (+4.04%) Land $67,394 Building $398,690
2023$5,183.00 (+1.55%) Homeowner's exemption$447,987 Land $64,778 Building $383,209
2022$5,104.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), as of September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730169021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 29 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies29 in force
Nearby Flood Claims29 (1978–2016)
Claims Outside the SFHA1 of 29
Most Recent ClaimMar 2016 · other causes
Claims by Event
  • Severe Winter Storm, Mud & Land Slides, & Flooding, Feb 1993 · 3 claims
  • Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 3 claims

Wildfire

Wildfire RiskExtreme
above 95% of the US · above 81% of California
Wildfire Likelihood2% annual chance
ExposureDirect
burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
Canyon Wireless
Fixed Wireless		70 / 30

Based on FCC filings for 3 locations within half a mile of this property.

Cell Coverage

No cell data coverage reported

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