16410 Summer Sage Rd, Poway, CA 92064 Property Records

San Diego County property record for 16410 Summer Sage Rd, Poway, CA 92064

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,148 sqft · built 1987
Lot Size	1.28 acres (55,757 sqft)
Owner	Company Name on Record
Last Sale	$715,000 (Apr 2003)
Tax Bill	$12,191 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`275-792-19-00`

Property Details

APN / Parcel Number

Primary APN	`275-792-19-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,148 sqft Living Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Lot Area	55,757 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	16410 SUMMER SAGE RD
City	POWAY
State	CA
Zip	92064-1440
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PRD-1
Legal Description	LOT 96 TR 011320
Legal Subdivision	4092-R POWAY
Legal Tract	011320
Legal Block	1
Legal Lot Number	96
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1000
Census Tract	17053

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	16410 SUMMER SAGE RD, POWAY, CA 92064-1440
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2026	Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION
Jul 6, 2020	Quit Claim Deed, Transfer MCJAB INC
Jul 7, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jul 16, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 2003 · Amount on Record
Deed Sale	Apr 17, 2003 · Amount on Record
Prior Sale	May 23, 1986 · Amount on Record
Deed Document Number	2003446146
Prior Transfer Date	Oct 27, 1997
Prior Transfer Doc	0000550116
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 20, 2026
Property Address	16410 SUMMER SAGE RD, POWAY, CA 92064-1440
Document Number	0000109107
Instrument Date	Apr 11, 2026
Instrument	2026109107
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221
Address	16410 SUMMER SAGE RD, POWAY, CA 92064-1440

Mortgage

Document Number	0000109107,
Date	Apr 20, 2026
Instrument	2026109107

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	May 1, 2066

Interest

Rate	6.11%
Max Rate	-1%

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 6, 2020
Property Address	16410 SUMMER SAGE RD, POWAY, CA 92064-1440
Document Number	0000353832
Instrument Date	Jun 30, 2020
Instrument	353832
Transaction Type	Transfer
Record Updated	Jul 16, 2020
Title Company	STEWART TITLE, STEWART TITLE/CA

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16410 SUMMER SAGE RD POWAY CA 920641440, POWAY, CA 92064-1440

Mortgage

Document Number	353833
Date	Jul 6, 2020
Instrument	353833

Lender

Name	MCJAB INC
Address	SAN DIEGO, CA 92123

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jul 5, 2035

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 7, 2020
Property Address	16410 SUMMER SAGE RD, POWAY, CA 92064-1440
Document Number	0000355499
Instrument Date	Jun 30, 2020
Instrument	355499
Transaction Type	Transfer
Record Updated	Jul 17, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	16410 SUMMER SAGE RD POWAY CA 920641440, POWAY, CA 92064-1440

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 16, 2018
Property Address	16410 SUMMER SAGE RD, POWAY, CA 92064-1440
Document Number	0000287775
Instrument Date	Jul 2, 2018
Instrument	287775
Transaction Type	Transfer
Record Updated	Jul 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	16410 SUMMER SAGE RD POWAY CA 920641440, POWAY, CA 92064-1440

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Poway City
Unified School District	Poway Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,077,577 (+2%) Land $738,641 Building $338,936
2025	$12,191.00 (+2.64%) Homeowner's exemption	$1,056,449 (+4.04%) Land $724,158 Building $332,291
2024	$11,877.00 (+2.12%)
2023	$11,631.00 (+1.66%) Homeowner's exemption	$1,015,428 Land $696,039 Building $319,389
2022	$11,441.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (1983–2010)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Dec 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 48% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POWAY serves 49,888 people · EPA ID CA3710015
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Spectrum Cable	1,000 / 1,000
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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