16405 Summer Sage Rd, Poway, CA 92064 Property Records

San Diego County property record for 16405 Summer Sage Rd, Poway, CA 92064

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,769 sqft · built 1997
Lot Size	0.456 acres (19,880 sqft)
Owner	Company Name on Record
Last Sale	$278,000 (Feb 1993)
Tax Bill	$9,161 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Nov 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`275-792-25-00`

Property Details

APN / Parcel Number

Primary APN	`275-792-25-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,769 sqft Living Area

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Lot Area	19,880 sqft (0.456 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	16405 SUMMER SAGE RD
City	POWAY
State	CA
Zip	92064-1441
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PRD-1
Legal Description	LOT 82 TR 011320
Legal Subdivision	CITY OF POWAY TRACT #4092-R
Legal Tract	011320
Legal Block	1
Legal Lot Number	82
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1000
Census Tract	17053

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	16405 SUMMER SAGE RD, POWAY, CA 92064-1441
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2026	Deed of Trust, Mortgage · Line of Credit MISSION FEDERAL CREDIT UNION
Nov 17, 2025	Deed of Trust, Mortgage · Line of Credit MISSION FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 1993 · Amount on Record
Deed Sale	Feb 1, 1993 · Amount on Record
Prior Sale	Mar 16, 1990 · Amount on Record
Deed Document Number	199363674
Last Transfer Date	Jan 18, 2005
Transfer Doc	0000051306
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 12, 2026
Property Address	16405 SUMMER SAGE RD, POWAY, CA 92064-1441
Document Number	0000169329
Instrument Date	Jun 5, 2026
Instrument	2026169329
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221
Address	16405 SUMMER SAGE RD, POWAY, CA 92064-1441

Mortgage

Document Number	0000169329,
Date	Jun 12, 2026
Instrument	2026169329

Lender

Name	MISSION FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 30, 2051

Interest

Rate	6.37%
Max Rate	-1%

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	16405 SUMMER SAGE RD, POWAY, CA 92064-1441
Transaction Type	Mortgage
Record Updated	Nov 26, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16405 SUMMER SAGE RD, POWAY, CA 92064-1441

Mortgage

Document Number	0000323086
Date	Nov 17, 2025
Instrument	2025-0323086

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Nov 30, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Poway City
Unified School District	Poway Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$804,118 (+2%) Land $247,555 Building $556,563
2025	$9,161.00 (+4.79%) Homeowner's exemption	$788,351 (+4.04%) Land $242,701 Building $545,650
2023	$8,742.00 (+1.65%) Homeowner's exemption	$757,740 Land $233,278 Building $524,462
2022	$8,600.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (1983–2010)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Dec 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 61% of California
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POWAY serves 49,888 people · EPA ID CA3710015
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Spectrum Cable	1,000 / 1,000
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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