16409 N Cincinnati Ln, Spokane, WA 99208 Property Records

Spokane County property record for 16409 N Cincinnati Ln, Spokane, WA 99208

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,454 sqft · built 2018
Lot Size	0.298 acres (12,996 sqft)
Owner	2 Individual Names on Record
Last Sale	$457,223 (Nov 2017)
Tax Bill	$6,789 (2026)
Deeds & Mortgages	May 2020 Mortgage Nov 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`37294.4305`

Property Details

APN / Parcel Number

Primary APN	`37294.4305`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,454 sqft Living Area
Gross Area	3,402 sqft
1st Floor Area	1,454 sqft
Basement Area	550 sqft
Finished Basement	350 sqft
Unfinished Basement	200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Split Level
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,996 sqft (0.298 acres)
Garage Type	Attached
Garage Area	748 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	170 sqft
Patio Area	240 sqft
Canopy	410 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	16409 N CINCINNATI LN
City	SPOKANE
State	WA
Zip	99208-7579
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	PINE RIDGE LT 5 BLK 3 (AFN# 6467900)
Legal Subdivision	PINE RIDGE
Legal Block	3
Legal Lot Number	5
Jurisdiction	SPOKANE WA
Township / Civil Division	DEER PARK
Census Block Group	2
Census Block	2007
Census Tract	10508

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16409 N CINCINNATI LN, SPOKANE, WA 99208-7579
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage CHURCHILL MTG
Nov 17, 2017	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage MOUNTAIN WEST BANK
Apr 18, 2017	Warranty Deed, Construction Loan · Construction Mortgage STATE BANK NORTHWEST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2017 · Amount on Record
Deed Sale	Nov 17, 2017 · Amount on Record
Prior Sale	Apr 18, 2017 · Amount on Record
Deed Document Number	20176660210
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	16409 N CINCINNATI LN, SPOKANE, WA 99208-7579
Document Number	0006922926
Instrument Date	May 18, 2020
Transaction Type	Mortgage
Record Updated	Jun 9, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	16409 N CINCINNATI LN SPOKANE WA 992087579, SPOKANE, WA 99208-7579

Mortgage

Document Number	0006922926
Date	May 22, 2020
Instrument	6922926

Lender

Name	CHURCHILL MTG
Type	Mortgage Company
Address	BRENTWOOD, TN 37027

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 21, 2050

November 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Nov 17, 2017
Property Address	16409 N CINCINNATI LN, SPOKANE, WA 99208-7579
Document Number	0006660210
Map Reference	VOL38 PG36&37
Instrument Date	Nov 16, 2017
Instrument	6660210
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 16, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,143.57
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16409 N CINCINNATI LN, SPOKANE, WA 99208-7579

Mortgage

Document Number	0006660211
Date	Nov 17, 2017
Instrument	6660211

Lender

Name	MOUNTAIN WEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

April 2017: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Apr 18, 2017
Property Address	16409 N CINCINNATI LN, SPOKANE, WA 99208-7579
Document Number	0006596078
Map Reference	VOL38 PG36&37
Instrument Date	Apr 11, 2017
Instrument	6596078
Transaction Type	Construction Loan
Record Updated	Sep 16, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$1,135.30
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	802 W ROSEWOOD AVE, SPOKANE, WA 99208-4142
Investor	Possibly a Property Investor

Mortgage

Document Number	0006596079
Date	Apr 18, 2017
Instrument	6596079

Lender

Name	STATE BANK NORTHWEST
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Mead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,789.00 (+1%)	$663,500 (-11.14%) Land $130,000 Building $533,500	$663,500 (-11.14%) Land $130,000 Building $533,500
2025	$6,722.00 (-2.55%)
2024		$746,700 (+40.38%) Land $100,000 Building $646,700	$746,700 (+40.38%) Land $100,000 Building $646,700
2023	$6,898.00 (+13.85%)	$531,900 Land $85,000 Building $446,900	$531,900 Land $85,000 Building $446,900
2022	$6,059.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITWORTH WATER DISTRICT 2 serves 26,883 people · EPA ID WA5396601
Water Source	Groundwater
Last State Inspection	Apr 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink DSL	140 / 20
Wind Wireless Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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