Spokane County property record for 16404 N Cincinnati Ln, Spokane, WA 99208
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,244 sqft · built 2017 |
| Lot Size | 0.613 acres (26,720 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $790,000 (Sep 2021) |
| Tax Bill | $6,500 (2026) |
| Deeds & Mortgages | Oct 2021 Mortgage Oct 2023 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 37294.4407 |
| Primary APN | 37294.4407 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 3,244 sqft Living Area |
| Gross Area | 4,319 sqft |
| 1st Floor Area | 1,622 sqft |
| Basement Area | 1,622 sqft |
| Finished Basement | 1,622 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Ranch |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 26,720 sqft (0.613 acres) |
| Garage Type | Attached |
| Garage Area | 1,075 sqft |
| Parking Spaces | 4 Parking Spaces |
| Deck Area | 302 sqft |
| Patio Area | 511 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 16404 N CINCINNATI LN |
|---|---|
| City | SPOKANE |
| State | WA |
| Zip | 99208-7579 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LDR |
| Legal Description | PINE RIDGE LT 7 BLK 4 (AFN# 6467900) |
| Legal Subdivision | PINE RIDGE |
| Legal Block | 4 |
| Legal Lot Number | 7 |
| Jurisdiction | SPOKANE WA |
| Township / Civil Division | DEER PARK |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 10508 |
Source: Spokane County records, as of September 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 16404 N CINCINNATI LN, SPOKANE, WA 99208-7579 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Oct 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Oct 6, 2023 | Deed of Trust, Mortgage · Line of Credit STATE BANK NORTHWEST |
| Sep 10, 2021 | Warranty Deed, Transfer FIRST AMERICAN TITLE |
| Sep 9, 2021 | Warranty Deed, Transfer · Commercial Mortgage STATE BANK NORTHWEST |
| Feb 17, 2017 | Quit Claim Deed, Subdivision Related Transfer QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 9, 2021 · Amount on Record |
| Deed Sale | Sep 9, 2021 · Amount on Record |
| Deed Document Number | 20217124028 |
| Prior Transfer Date | Aug 5, 2016 |
| Prior Transfer Doc | 0006579896 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 16404 N CINCINNATI LN, SPOKANE, WA 99208-7579 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0007141089 |
|---|---|
| Date | Oct 22, 2021 |
| Instrument | 7141089 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 16404 N CINCINNATI LN, SPOKANE, WA 99208-7579 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2023 |
| Name | Verified Name |
|---|---|
| Address | 16404 N CINCINNATI LN, SPOKANE, WA 99208-7579 |
| Document Number | 0007312130 |
|---|---|
| Date | Oct 6, 2023 |
| Instrument | 7312130 |
| Name | STATE BANK NORTHWEST |
|---|---|
| Type | Bank |
| Address | SPOKANE, WA 99218 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Sep 10, 2021 |
| Property Address | 16404 N CINCINNATI LN, SPOKANE, WA 99208-7579 |
| Document Number | 0007124263 |
| Map Reference | VOL 38 PG 36&37 |
| Instrument Date | Sep 7, 2021 |
| Instrument | 7124263 |
| Transaction Type | Transfer |
| Record Updated | Nov 1, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16404 N CINCINNATI LN, SPOKANE, WA 99208-7579 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Sep 9, 2021 |
| Property Address | 16404 N CINCINNATI LN, SPOKANE, WA 99208-7579 |
| Document Number | 0007124028 |
| Map Reference | VOL 38 PG 36&37 |
| Instrument Date | Sep 7, 2021 |
| Instrument | 7124028 |
| Transaction Type | Transfer |
| Record Updated | Nov 1, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $13,167.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16404 N CINCINNATI LN, SPOKANE, WA 99208-7579 |
| Document Number | 0007128710 |
|---|---|
| Date | Sep 22, 2021 |
| Instrument | 7128710 |
| Name | STATE BANK NORTHWEST |
|---|---|
| Type | Bank |
| Address | SPOKANE, WA 99216 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Feb 17, 2017 |
| Property Address | 16404 N CINCINNATI LN, SPOKANE, WA 99208-7579 |
| Document Number | 0006579896 |
| Instrument Date | Aug 5, 2016 |
| Instrument | 6579896 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 13, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 802 W ROSEWOOD AVE SPOKANE WA 992084142, SPOKANE, WA 99208-4142 |
| Document Number | 6579897 |
|---|---|
| Date | Feb 17, 2017 |
| Instrument | 6579897 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Feb 16, 2047 |
Source: Spokane County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Spokane County |
| Unified School District | Mead School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,500.00 (-2.4%) | $658,300 (-17.31%) Land $130,000 Building $528,300 | $658,300 (-17.31%) Land $130,000 Building $528,300 |
| 2025 | $6,660.00 (-9.4%) | ||
| 2024 | $796,100 (+42.85%) Land $100,000 Building $696,100 | $796,100 (+42.85%) Land $100,000 Building $696,100 | |
| 2023 | $7,351.00 (+15.84%) | $557,300 Land $85,000 Building $472,300 | $557,300 Land $85,000 Building $472,300 |
| 2022 | $6,346.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WHITWORTH WATER DISTRICT 2 serves 26,883 people · EPA ID WA5396601 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2021 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
| Wind Wireless Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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