16408 Andraes Dr, Chesterfield, MO 63005 Property Records

St. Louis County property record for 16408 Andraes Dr, Chesterfield, MO 63005

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,984 sqft · built 1986
Lot Size	0.67 acres (29,185 sqft)
Owner	2 Individual Names on Record
Last Sale	$550,000 (Jun 2008)
Tax Bill	$9,720 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Jul 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`19T-11-0401`

Property Details

APN / Parcel Number

Primary APN	`19T-11-0401`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,984 sqft Living Area
Gross Area	4,068 sqft
1st Floor Area	1,342 sqft
Basement Area	256 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Conventional
Construction Type	Frame
Foundation Type	Raised
Lot Area	29,185 sqft (0.67 acres)
Lot Dimensions	55 ft deep x 159 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	828 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	372 sqft
Deck Area	86 sqft
Patio Area	168 sqft
Balcony Area	34 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	16408 ANDRAES DR
City	CHESTERFIELD
State	MO
Zip	63005-4571
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	105R1
Legal Description	WILSON FARM ESTATES PLAT 8 A SECTION OF WILSON MANORS 2 3 87 LOT 136
Legal Subdivision	WILSON FARM ESTATES PLAT 8 A SECTION OF
Legal Lot Number	136
Jurisdiction	ST LOUIS MO
Township / Civil Division	CHESTERFIELD
Census Block Group	3
Census Block	3005
Census Tract	221629

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16408 ANDRAES DR, CHESTERFIELD, MO 63005-4571
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2020	Deed of Trust, Mortgage CITIZENS NAT'L BK/GREATER ST L
Jul 28, 2017	Deed of Trust, Mortgage · Line of Credit FIRST CMNTY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 13, 2008 · Amount on Record
Deed Sale	Jun 13, 2008 · Amount on Record
Prior Sale	Dec 17, 2002 · Amount on Record
Deed Document Number	2008691
Deed Book / Page	17912 / 3908
Last Transfer Date	Mar 24, 2025
Transfer Doc	0000000359
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	16408 ANDRAES DR, CHESTERFIELD, MO 63005-4571
Document Number	0243643494
Instrument Date	Sep 21, 2020
Transaction Type	Mortgage
Record Updated	Oct 26, 2020
Title Company	INVESTORS TITLE COMPANY-CLAYTON, INVESTORS TITLE CO-CLAYTON

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16408 ANDRAES DR CHESTERFIELD MO 630054571, CHESTERFIELD, MO 63005-4571

Mortgage

Document Number	0243643494
Date	Oct 7, 2020
Book Page	024364/003494
Instrument	414

Lender

Name	CITIZENS NAT'L BK/GREATER ST L
Type	Bank
Address	7305 MANCHESTER RD, ST LOUIS, MO 63143-3120

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Oct 6, 2035

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	16408 ANDRAES DR, CHESTERFIELD, MO 63005-4571
Document Number	0227622314
Instrument Date	Jul 28, 2017
Transaction Type	Mortgage
Record Updated	Aug 27, 2018
Title Company	CLEAR TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16408 ANDRAES DR CHESTERFIELD MO 630054571, CHESTERFIELD, MO 63005-4571

Mortgage

Document Number	0227622314
Date	Nov 1, 2017
Book Page	022762/002314
Instrument	543

Lender

Name	FIRST CMNTY FCU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Oct 31, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Chesterfield City
County	St. Louis County
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$154,070 (+10.28%) Land $55,480 Building $98,590	$810,900 (+10.28%) Land $292,000 Building $518,900
2025	$9,720.00 (+11.23%)	$139,710 (+13.82%) Land $55,480 Building $84,230	$735,300 (+13.82%) Land $292,000 Building $443,300
2024	$8,739.00 (+2.67%)
2023	$8,512.00 (+10.33%)	$122,750 (+18.26%) Land $26,890 Building $95,860	$646,000 (+18.25%) Land $141,500 Building $504,500
2022	$7,715.00	$103,800 Land $37,530 Building $66,270
2021			$546,300 Land $197,500 Building $348,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 75% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL	100 / 20

May also be available: T-Mobile.

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