16427 Andraes Dr, Chesterfield, MO 63005 Property Records

St. Louis County property record for 16427 Andraes Dr, Chesterfield, MO 63005

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 4,216 sqft · built 1986
Lot Size	0.88 acres (38,333 sqft)
Owner	2 Individual Names on File
Last Sale	$1,256,850 (Aug 2025)
Tax Bill	$13,321 (2025)
Deeds & Mortgages	Aug 2025 Mortgage Jul 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19T-13-0179`

Property Details

APN / Parcel Number

Primary APN	`19T-13-0179`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	22 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	4,216 sqft Living Area
Gross Area	6,301 sqft
1st Floor Area	1,325 sqft
Basement Area	1,290 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Conventional
Exterior Material	Frame
Construction Type	Frame
Foundation Type	Raised
Lot Area	38,333 sqft (0.88 acres)
Lot Dimensions	73 ft deep x 140 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	795 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	720 sqft
Porch	Slab
Porch Area	238 sqft
Deck Area	79 sqft
Patio Area	249 sqft
Balcony Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	16427 ANDRAES DR
City	CHESTERFIELD
State	MO
Zip	63005-4574
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	105R1
Legal Description	WILSON FARM ESTATES PLAT 8 A SECTION OF WILSON MANORS LOT 150 2 3 87
Legal Subdivision	WILSON FARM ESTATES PLAT 8 A SECTION OF
Legal Lot Number	150
Jurisdiction	ST LOUIS MO
Township / Civil Division	CHESTERFIELD
Census Block Group	3
Census Block	3005
Census Tract	221629

Owner

16427 Andraes Dr is owned and occupied by two individuals who bought it in August 2025.

Source: St. Louis County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16427 ANDRAES DR, CHESTERFIELD, MO 63005-4574
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2025	Deed of Trust, Mortgage · Conventional Mortgage STIFEL BANK & TRUST
Jul 29, 2024	Deed of Trust, Mortgage · Conventional Mortgage DAS ACQUISITION
Aug 7, 2025	Warranty Deed, Transfer USTC, UST
Dec 4, 2023	Deed, Transfer · Conventional Mortgage DAS ACQUISITION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2025 · Amount on File
Deed Sale	Aug 7, 2025 · Amount on File
Prior Sale	Dec 4, 2023 · Amount on File
Deed Document Number	2025124
Prior Transfer Date	Dec 20, 2004
Prior Transfer Doc	0000000082
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	16427 ANDRAES DR, CHESTERFIELD, MO 63005-4574
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 PALOMINO HILL CT, CHESTERFIELD, MO 63005-4883

Mortgage

Document Number	2025080700125
Date	Aug 7, 2025
Instrument	2025080700125

Lender

Name	STIFEL BANK & TRUST
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Type Change Date	Feb 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.3%
Index	SOFR Average 30-Day
Margin	3
Max Rate	11.3%

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	16427 ANDRAES DR, CHESTERFIELD, MO 63005-4574
Transaction Type	Mortgage
Record Updated	Feb 4, 2026
Title Company	TITLE PARTNERS AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16427 ANDRAES DR, CHESTERFIELD, MO 63005-4574

Mortgage

Document Number	2024072900349
Date	Jul 29, 2024
Instrument	2024072900349

Lender

Name	DAS ACQUISITION
Type	Mortgage Company
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2054

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Aug 7, 2025
Property Address	16427 ANDRAES DR, CHESTERFIELD, MO 63005-4574
Document Number	2025080700124
Map Reference	MB 252 PG 83&84
Instrument Date	Aug 5, 2025
Instrument	2025080700124
Transaction Type	Transfer
Record Updated	Feb 4, 2026
Title Company	USTC, UST

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16427 ANDRAES DR, CHESTERFIELD, MO 63005-4574

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	16427 ANDRAES DR, CHESTERFIELD, MO 63005-4574

December 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ST LOUIS MO
Recording Date	Dec 4, 2023
Property Address	16427 ANDRAES DR, CHESTERFIELD, MO 63005-4574
Document Number	2023120400347
Map Reference	MB 252 PG 83&84
Instrument Date	Nov 30, 2023
Instrument	2023120400347
Transaction Type	Transfer
Record Updated	Mar 28, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	818 STONEBLUFF CT, CHESTERFIELD, MO 63005-4869

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16427 ANDRAES DR, CHESTERFIELD, MO 63005-4574

Mortgage

Document Number	2023120400348
Date	Dec 4, 2023
Instrument	2023120400348

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7%
Type Change Date	Dec 1, 2028
Change Frequency	5 Years
Min Rate At Change	7%
Max Rate At Change	9%
Index	5-Year TN
Max Rate	13%

Tax Assessment & Valuation

The 2025 property tax bill for 16427 Andraes Dr was $13,321, up 15.5% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Chesterfield City
County	St. Louis County
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$191,620 (-) Land $62,590 Building $129,030	$1,008,500 (-) Land $329,400 Building $679,100
2025	$13,321.00 (+15.45%)	$191,620 (+18.14%) Land $62,590 Building $129,030	$1,008,500 Land $329,400 Building $679,100
2024	$11,538.00 (+2.66%)	$162,200 (-) Land $29,090 Building $133,110
2023	$11,239.00 (+8.76%)	$162,200 (+16.66%) Land $29,090 Building $133,110	$853,700 Land $153,100 Building $700,600
2022	$10,334.00	$139,040 Land $38,800 Building $100,240
2021			$731,800 Land $204,200 Building $527,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 16427 Andraes Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16427 Andraes Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL	100 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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