Cass County property record for 16403 Speaker Ave, Belton, MO 64012
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,984 sqft · built 1999 |
| Lot Size | 0.193 acres (8,407 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $7,197 (2025) |
| Deeds & Mortgages | Nov 2022 Mortgage Nov 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-03-07-000-000-065.000 |
| Primary APN | 04-03-07-000-000-065.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,984 sqft Living Area |
| Gross Area | 2,672 sqft |
| 1st Floor Area | 1,336 sqft |
| Basement Area | 1,336 sqft |
| Finished Basement | 648 sqft |
| Unfinished Basement | 688 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Split Foyer |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,407 sqft (0.193 acres) |
| Lot Dimensions | 120 ft deep x 70 ft wide |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 32 sqft |
| Deck Area | 106 sqft |
| Patio Area | 106 sqft |
| Shed | 1 Shed |
| Heating System | HVAC |
|---|
| Account Number | 2351549 |
|---|---|
| Street Address | 16403 SPEAKER AVE |
| City | BELTON |
| State | MO |
| Zip | 64012-5467 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUMMERSET HILLS 2ND PLAT LOT 48 |
| Legal Range | 32 |
| Legal Township | 46 |
| Legal Section | 07 |
| Legal Subdivision | SUMMERSET HILLS |
| Legal Lot Number | 48 |
| Jurisdiction | CASS MO |
| Township / Civil Division | RAYMORE |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 60003 |
16403 Speaker Ave is owned and occupied by an individual who acquired it in November 2022.
Source: Cass County records, as of November 19, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 16403 SPEAKER AVE, BELTON, MO 64012-5467 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 18, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ARVEST BANK |
| Nov 16, 2022 | Warranty Deed, Transfer COFFELT LAND TITLE INC |
| Aug 26, 2021 | Beneficiary Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 16, 2022 |
| Deed Sale | Nov 16, 2022 |
| Prior Sale | Oct 6, 2009 |
| Deed Document Number | 2022726295 |
| Deed Book / Page | 4912 / 122 |
| Prior Transfer Date | Aug 26, 2021 |
| Prior Transfer Doc | 0004740/15 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS MO |
| Property Address | 16403 SPEAKER AVE, BELTON, MO 64012-5467 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2023 |
| Name | Verified Name |
|---|---|
| Address | 7482 CROWN PARK, BELTON, MO 64012-3076 |
| Document Number | 0004913/77 |
|---|---|
| Date | Nov 18, 2022 |
| Book Page | 4913/77 |
| Instrument | 726407 |
| Name | ARVEST BANK |
|---|---|
| Type | Bank |
| Address | LOWELL, AR 72745 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Type Change Date | Dec 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 7.75% |
| Index | 1-Year T-Bill |
| Margin | 3 |
| Max Rate | 10.7% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CASS MO |
| Recording Date | Nov 16, 2022 |
| Property Address | 16403 SPEAKER AVE, BELTON, MO 64012-5467 |
| Document Number | 004912/122 |
| Book / Page | 4912 / 122 |
| Map Reference | MB 15 PG 36 |
| Instrument Date | Nov 9, 2022 |
| Instrument | 726295 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2022 |
| Title Company | COFFELT LAND TITLE INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16403 SPEAKER AVE, BELTON, MO 64012-5467 |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | CASS MO |
| Recording Date | Aug 26, 2021 |
| Property Address | 16403 SPEAKER AVE, BELTON, MO 64012-5467 |
| Document Number | 0004740/15 |
| Book / Page | 4740 / 15 |
| Instrument Date | Aug 26, 2021 |
| Instrument | 699164 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 19211 E COLONY CT, INDEPENDENCE, MO 64058-1382 |
The 2025 property tax bill for 16403 Speaker Ave was $7,197, up 159.6% from the year before.
Source: Cass County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Cass County |
| Municipality | Belton City |
| Unified School District | Belton 124 School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,197.00 (+159.63%) | $37,880 Land $4,710 Building $33,170 | $199,390 Land $24,790 Building $174,600 |
| 2024 | $2,772.00 (+0.25%) | ||
| 2023 | $2,765.00 (+4,837.5%) | $33,510 (+12.75%) Land $4,280 Building $29,230 | $176,400 Land $22,540 Building $153,860 |
| 2022 | $56.00 | $29,720 Land $4,280 Building $25,440 | |
| 2021 | $156,430 Land $22,540 Building $133,890 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16403 Speaker Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16403 Speaker Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BELTON PWS serves 23,598 people · EPA ID MO1010061 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
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