16406 E US Rte 224, Findlay, OH 45840 Property Records

Hancock County property record for 16406 E US Rte 224, Findlay, OH 45840

Property Summary

Property Type	Commercial
Details	14,400 sqft · built 1997
Lot Size	27.9 acres (1,216,239 sqft)
Owner	Company Name on Record
Last Sale	$4,050,000 (Aug 2021)
Tax Bill	$57,123 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Nov 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`350001021824`

Property Details

APN / Parcel Number

Primary APN	`350001021824`

Interior

Plumbing Fixtures	4 Plumbing Fixtures
Units	4 Units
Stories	6 Stories
Building Area	14,400 sqft Living Area
Elevator	Elevator

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Lot Area	1,216,239 sqft (27.9 acres)
Porch	Porch
Porch Area	160 sqft
Total Buildings	12 Buildings

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	16406 E US ROUTE 224
City	FINDLAY
State	OH
Zip	45840-9761
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	T1N R11 S11 PT E1/2 NW1/4
Legal Range	11E
Legal Township	01N
Legal Section	11
Jurisdiction	HANCOCK OH
Township / Civil Division	MARION
Census Block Group	2
Census Block	2103
Census Tract	200

Owner

Source: Hancock County records, as of July 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 390, FINDLAY, OH 45839-0390
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2025	Deed of Trust, Mortgage · Line of Credit THE STATE BANK & TRUST CO
Nov 9, 2023	Deed of Trust, Mortgage · Commercial Mortgage PREMIER BANK
Jan 13, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PREMIER BANK
Aug 9, 2021	Warranty Deed, Transfer · Commercial Mortgage PREMIER BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2021 · Amount on Record
Deed Sale	Aug 9, 2021 · Amount on Record
Prior Sale	Dec 4, 1998 · Amount on Record
Deed Document Number	20219324
Deed Book / Page	2565 / 2421
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	16406 E US ROUTE 224, FINDLAY, OH 45840-9772
Transaction Type	Mortgage
Record Updated	Oct 14, 2025
Title Company	FLAG CITY TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002623/812
Date	Oct 3, 2025
Book Page	2623/812
Instrument	202500008276

Lender

Name	THE STATE BANK & TRUST CO
Type	Bank
Address	201 E LINCOLN ST, FINDLAY, OH 45840

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	16406 E US ROUTE 224, FINDLAY, OH 45840-9772
Transaction Type	Mortgage
Record Updated	Nov 20, 2023
Title Company	MID S TITLE AGENCY, MID AM TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002607/103
Date	Nov 9, 2023
Book Page	2607/103
Instrument	202300007497

Lender

Name	PREMIER BANK
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	16406 E US ROUTE 224, FINDLAY, OH 45840-9772
Transaction Type	Mortgage
Record Updated	Jan 27, 2022
Title Company	MID S TITLE AGENCY, MID AM TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02590/5534
Date	Jan 13, 2022
Book Page	2590/5534
Instrument	202200000392

Lender

Name	PREMIER BANK
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Aug 9, 2021
Property Address	16406 E US ROUTE 224, FINDLAY, OH 45840-9772
Document Number	2565/2421
Book / Page	2565 / 2421
Instrument Date	Aug 6, 2021
Instrument	202100009324
Transaction Type	Transfer
Record Updated	Aug 20, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1700 FOSTORIA AVE STE 800, 800, FINDLAY, OH 45840-6222

Mortgage

Document Number	2565/2424
Date	Aug 9, 2021
Book Page	2565/2424
Instrument	202100009325

Lender

Name	PREMIER BANK
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
County Subdivision	Marion Township
Unified School District	Van Buren Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$57,123.00 (+4.96%)	$1,467,180 (+10.82%) Land $99,690 Building $1,367,490	$4,191,920 (+10.82%) Land $284,820 Building $3,907,100
2024	$54,424.00 (+2.25%)	$1,323,930 (-) Land $86,660 Building $1,237,270
2023	$53,225.00	$1,323,930 Land $86,660 Building $1,237,270
2022			$3,782,670 Land $247,610 Building $3,535,060

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	12 (1992–2009)
Claims Outside the SFHA	12 of 12
Most Recent Claim	Mar 2009 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Watch TV Fixed Wireless	400 / 40
HDER Link Fixed Wireless	100 / 100
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Amplex Wireless, MetaLINK Technologies, Verizon.

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