1640 Texoma St, Laredo, TX 78046 Property Records

Webb County property record for 1640 Texoma St, Laredo, TX 78046

Property Summary

Property Type	Single Family Home
Details	2,053 sqft · built 2013
Lot Size	0.112 acres (4,872 sqft)
Owner	2 Individual Names on Record
Last Sale	$184,000 (Aug 2019)
Tax Bill	$1,272 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`929-81006-450`

Property Details

APN / Parcel Number

Primary APN	`929-81006-450`
Alternative APN	`364500`

Interior

Stories	2 Stories
Building Area	2,053 sqft Living Area
1st Floor Area	1,072 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	4,872 sqft (0.112 acres)
Pool Area	280 sqft
Porch	Open Porch
Porch Area	68 sqft

Location & Zoning

Street Address	1640 TEXOMA ST
City	LAREDO
State	TX
Zip	78046-5204
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	LAGO DEL VALLE, BLOCK 6, LOT 45, PHASE II
Legal Subdivision	LAGO DEL VALLE
Legal Phase	II
Legal Block	6
Legal Lot Number	45
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO SOUTH-EL CENIZO
Census Block Group	2
Census Block	2005
Census Tract	1810

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1640 TEXOMA ST, LAREDO, TX 78046-5204
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICELINK
Aug 7, 2019	Vendor's Lien, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2019 · Amount on Record
Deed Sale	Aug 7, 2019 · Amount on Record
Prior Sale	Mar 14, 2013
Deed Document Number	20191368256
Deed Book / Page	4642 / 794
Prior Transfer Date	Aug 1, 2019
Prior Transfer Doc	004642/794
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Recording Date	Jul 28, 2026
Property Address	1640 TEXOMA ST, LAREDO, TX 78046-5204
Document Number	0001594040
Book / Page	6081 / 572
Instrument Date	Jun 22, 2026
Instrument	20261594040
Transaction Type	Mortgage
Record Updated	Aug 4, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1640 TEXOMA ST, LAREDO, TX 78046-5204

Mortgage

Document Number	0001594040,
Date	Jul 28, 2026
Book Page	6081/572
Instrument	20261594040

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	278 Months
Due	Sep 1, 2049

Interest

Rate	6.51%
Max Rate	-1%

August 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Aug 7, 2019
Property Address	1640 TEXOMA ST, LAREDO, TX 78046-5204
Document Number	004642/794
Book / Page	4642 / 794
Map Reference	VOL 27 PG 48-50
Instrument Date	Aug 1, 2019
Instrument	1368256
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	STEWART TITLE/CALDWELL, STC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1640 TEXOMA ST, LAREDO, TX 78046-5204

Mortgage

Document Number	0001368257
Date	Aug 7, 2019
Instrument	1368257

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Bank
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$275,821 (+9.68%) Land $48,041 Building $227,780	$275,821 (+9.68%) Land $48,041 Building $227,780
2025	$1,272.00 (-25.18%) Homeowner's exemption	$251,473 (+6.59%) Land $48,041 Building $203,432	$251,473 (+6.59%) Land $48,041 Building $203,432
2024	$1,700.00 (+14.48%)
2023		$235,924 Land $45,313 Building $190,611	$235,924 Land $45,313 Building $190,611
2022	$1,485.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 44% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 511 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Smartcom Telephone.

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