1636 Texoma St, Laredo, TX 78046 Property Records

Webb County property record for 1636 Texoma St, Laredo, TX 78046

Property Summary

Property Type	Single Family Home
Details	1,557 sqft · built 2015
Lot Size	0.163 acres (7,119 sqft)
Owner	Individual Name on File
Last Sale	$176,100 (Mar 2016)
Tax Bill	$1,221 (2025)
Deeds & Mortgages	Jan 2018 Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`929-81006-430`

Property Details

APN / Parcel Number

Primary APN	`929-81006-430`
Alternative APN	`364498`

Interior

Stories	1 Story
Building Area	1,557 sqft Living Area
Gross Area	1,887 sqft
1st Floor Area	1,557 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,119 sqft (0.163 acres)
Garage Type	Attached
Garage Area	330 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	228 sqft

Location & Zoning

Street Address	1636 TEXOMA ST
City	LAREDO
State	TX
Zip	78046-5204
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	LAGO DEL VALLE, BLOCK 6, LOT 43, PHASE II
Legal Subdivision	LAGO DEL VALLE
Legal Phase	II
Legal Block	6
Legal Lot Number	43
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO SOUTH-EL CENIZO
Census Block Group	2
Census Block	2005
Census Tract	1810

Owner

1636 Texoma St is owned and occupied by an individual who bought it in March 2016.

Source: Webb County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	1636 TEXOMA ST, LAREDO, TX 78046-5204
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2018	Deed of Trust, Mortgage · FHA Mortgage ALLEN MORTGAGE LC
Feb 25, 2020	Deed of Trust, Mortgage · FHA Mortgage SUN WEST MORTGAGE COMPANY INC
Jan 5, 2022	Deed of Trust, Mortgage · FHA Mortgage SUN WEST MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 10, 2016 · Amount on File
Deed Sale	Mar 10, 2016 · Amount on File
Prior Sale	May 28, 2015 · Amount on File
Deed Document Number	20161259100
Deed Book / Page	3938 / 166
Prior Transfer Date	May 27, 2015
Prior Transfer Doc	003938/166
Record Updated	Oct 29, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	1636 TEXOMA ST, LAREDO, TX 78046-5204
Transaction Type	Mortgage
Record Updated	Sep 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004357/330
Date	Jan 19, 2018
Book Page	4357/330
Instrument	1318422

Lender

Name	ALLEN MORTGAGE LC
Type	Mortgage Company
Address	COLORADO CITY, AZ 86021

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2048

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	1636 TEXOMA ST, LAREDO, TX 78046-5204
Transaction Type	Mortgage
Record Updated	Sep 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004744/476
Date	Feb 25, 2020
Book Page	4744/476
Instrument	1385537

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	BUENA PARK, CA 90620

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	1636 TEXOMA ST, LAREDO, TX 78046-5204
Transaction Type	Mortgage
Record Updated	Sep 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005186/603
Date	Jan 5, 2022
Book Page	5186/603
Instrument	1453842

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	BUENA PARK, CA 90620

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	479 Months
Due	Dec 1, 2061

Tax Assessment & Valuation

The 2025 property tax bill for 1636 Texoma St was $1,221 with a homeowner's exemption, down 25.1% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$262,402 (+8.71%) Land $66,067 Building $196,335	$262,402 (+8.71%) Land $66,067 Building $196,335
2025	$1,221.00 (-25.09%) Homeowner's exemption	$241,380 Land $66,067 Building $175,313	$241,380 Land $66,067 Building $175,313
2024	$1,630.00
2023		$226,343 Land $62,365 Building $163,978	$226,343 Land $62,365 Building $163,978
2022	$1,467.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1636 Texoma St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1636 Texoma St is moderate, ranking above 61% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 44% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 511 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Smartcom Telephone.

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