1640 Sperry Rd, Allenton, MI 48002 Property Records

St. Clair County property record for 1640 Sperry Rd, Allenton, MI 48002

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,005 sqft · built 1976
Lot Size	2.44 acres (106,286 sqft)
Owner	2 Individual Names on Record
Last Sale	$224,000 (Mar 2019)
Tax Bill	$3,086 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Oct 2020 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`74-09-014-4012-000`

Property Details

APN / Parcel Number

Primary APN	`74-09-014-4012-000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,005 sqft Living Area
1st Floor Area	1,604 sqft
Basement Area	1,604 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Lot Area	106,286 sqft (2.44 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1640 SPERRY RD
City	ALLENTON
State	MI
Zip	48002-2604
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	S 421.54 FT OF N 1264.62 FT OF W 252.25 FT OF SW 1/4 2.44 A SEC 14 T6N R13E
Legal Range	13E
Legal Township	06N
Legal Section	14
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	BERLIN
Census Block Group	2
Census Block	2069
Census Tract	657200

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1640 SPERRY RD, ALLENTON, MI 48002-2604
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2023	Deed of Trust, Mortgage · Commercial Mortgage QUICKEN LOANS LLC
Oct 29, 2020	Loan Modification, Mortgage WELLS FARGO BK
Mar 27, 2019	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE ONE FINANCIAL CORP
Jun 1, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2019 · Amount on Record
Deed Sale	Mar 27, 2019 · Amount on Record
Deed Document Number	20195344
Deed Book / Page	5041 / 109
Prior Transfer Date	May 22, 2017
Prior Transfer Doc	0004836/12
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	1640 SPERRY RD, ALLENTON, MI 48002-2604
Transaction Type	Mortgage
Record Updated	Oct 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1640 SPERRY RD, ALLENTON, MI 48002-2604
Investor	Possibly a Property Investor

Mortgage

Document Number	0005656107
Date	Sep 20, 2023
Book Page	5656/107
Instrument	2023016686

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	331 Months
Due	Apr 1, 2051

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAINT CLAIR MI
Property Address	1640 SPERRY RD, ALLENTON, MI 48002-2604
Document Number	0053050443
Instrument Date	Oct 29, 2020
Transaction Type	Mortgage
Record Updated	Feb 12, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1640 SPERRY RD ALLENTON MI 480022604, ALLENTON, MI 48002-2604

Mortgage

Document Number	0053050443
Date	Jan 21, 2021
Book Page	005305/000443

Lender

Name	WELLS FARGO BK
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Amount	Amount Recorded
Term	336 Months
Due	Jan 20, 2049

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Mar 27, 2019
Property Address	1640 SPERRY RD, ALLENTON, MI 48002-2604
Document Number	0005041109
Book / Page	5041 / 109
Instrument Date	Mar 13, 2019
Instrument	2019005344
Transaction Type	Transfer
Record Updated	Feb 11, 2022
Title Company	FRANKLIN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,926.40
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1640 SPERRY RD, BERLIN, MI 48002-2604
Investor	Possibly a Property Investor

Mortgage

Document Number	2019005345
Date	Mar 27, 2019
Instrument	2019005345

Lender

Name	MORTGAGE ONE FINANCIAL CORP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jun 1, 2017
Property Address	1640 SPERRY RD, ALLENTON, MI 48002-2604
Document Number	0048360012
Book / Page	004836 / 000012
Instrument Date	May 22, 2017
Transaction Type	Transfer
Record Updated	Jul 11, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1640 SPERRY RD BERVILLE MI 480022604, BERVILLE, MI 48002-2604

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Berlin Township
Unified School District	Capac Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$146,700 (+6.69%)	$293,400 (+6.69%)
2025	$3,086.00 (+2.73%) Homeowner's exemption	$137,500 (+18.64%)
2024	$3,004.00 (+10.48%)		$275,000 (+18.64%)
2023		$115,900
2022	$2,719.00		$231,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Mercury Fiber Fixed Wireless	150 / 20
Air Advantage Fixed Wireless	10 / 1
Frontier DSL	10 / 1

May also be available: AT&T, Verizon.

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