1580 Sperry Rd, Allenton, MI 48002 Property Records

St. Clair County property record for 1580 Sperry Rd, Allenton, MI 48002

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,088 sqft · built 2000
Lot Size	4.37 acres (190,357 sqft)
Owner	Individual Name on File
Last Sale	$429,900 (Oct 2024)
Tax Bill	$2,123 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jun 2023 Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`74-09-014-4010-500`

Property Details

APN / Parcel Number

Primary APN	`74-09-014-4010-500`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,088 sqft Living Area
1st Floor Area	1,392 sqft
Basement Area	1,392 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	190,357 sqft (4.37 acres)
Lot Width	220 ft Width
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1580 SPERRY RD
City	ALLENTON
State	MI
Zip	48002-2620
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	BEG N 780' FROM SW SEC COR, TH N 220.3', TH N 87D 2M 10S E 864.74', TH S 0D 1M 56S W 220.3', TH S 87D 2M 6S W 864.62' TO BEG SECTION 14 T6N R13E 4.37 A
Legal Range	13E
Legal Township	06N
Legal Section	14
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	BERLIN
Census Block Group	2
Census Block	2069
Census Tract	657200

Owner

Source: St. Clair County assessment roll, as of October 7, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	22235 LANSE ST, SAINT CLAIR SHORES, MI 48081-2761
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2026	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE 1 INC
Jun 30, 2023	Deed of Trust, Mortgage · Line of Credit EXTRA CU
Nov 21, 2022	Warranty Deed, Transfer · Conventional Mortgage MICHIGAN MUTUAL INC
Feb 22, 2021	Deed of Trust, Mortgage · Line of Credit MICHIGAN SCHOOLS & GOVERNMENT CU
Dec 6, 2021	Deed of Trust, Mortgage · Line of Credit MICHIGAN SCHOOLS & GOVERNMENT CU
Sep 12, 2020	Deed of Trust, Mortgage · Line of Credit MICHIGAN SCHOOLS & GOV'T CU
Oct 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN SCHOOLS & GOV'T CU
Jan 21, 2016	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN SCHOOLS & GOV'T CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 16, 2024 · Amount on Record
Deed Sale	Oct 16, 2024 · Amount on Record
Prior Sale	Nov 21, 2022 · Amount on Record
Deed Document Number	202418408
Deed Book / Page	5756 / 499
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	1580 SPERRY RD, ALLENTON, MI 48002-2620
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1580 SPERRY RD, ALLENTON, MI 48002-2620

Mortgage

Document Number	0005905245
Date	Mar 13, 2026
Book Page	5905/245
Instrument	2026004620

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company
Address	43456 MOUND RD, STERLING HEIGHTS, MI 48314

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	1580 SPERRY RD, ALLENTON, MI 48002-2620
Transaction Type	Mortgage
Record Updated	Jul 28, 2023
Title Company	ATA NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1580 SPERRY RD, ALLENTON, MI 48002-2620

Mortgage

Document Number	0005633259
Date	Jun 30, 2023
Book Page	5633/259
Instrument	2023011558

Lender

Name	EXTRA CU
Type	Credit Union
Address	WARREN, MI 48092

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 29, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Nov 21, 2022
Property Address	1580 SPERRY RD, ALLENTON, MI 48002-2620
Document Number	0005579651
Book / Page	5579 / 651
Instrument Date	Nov 3, 2022
Instrument	2022025827
Transaction Type	Transfer
Record Updated	Dec 8, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,337.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1580 SPERRY RD, 1580, ALLENTON, MI 48002-2620

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1323 NEW HAMPSHIRE AVE, MARYSVILLE, MI 48040-2105

Mortgage

Document Number	0005576602
Date	Nov 8, 2022
Book Page	5576/602
Instrument	2022025119

Lender

Name	MICHIGAN MUTUAL INC
Type	Mortgage Company
Address	PORT HURON, MI 48060

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	1580 SPERRY RD, ALLENTON, MI 48002-2620
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1580 SPERRY RD, ALLENTON, MI 48002-2620

Mortgage

Document Number	0005321410
Date	Feb 22, 2021
Book Page	5321/410
Instrument	2021004912

Lender

Name	MICHIGAN SCHOOLS & GOVERNMENT CU
Type	Credit Union
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 21, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	1580 SPERRY RD, ALLENTON, MI 48002-2620
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1580 SOERRY ROAD, ALLENTON, MI 48002-2620

Mortgage

Document Number	0005458923
Date	Dec 6, 2021
Book Page	5458/923
Instrument	2021034035

Lender

Name	MICHIGAN SCHOOLS & GOVERNMENT CU
Type	Credit Union
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 5, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	1580 SPERRY RD, ALLENTON, MI 48002-2620
Document Number	0052500093
Instrument Date	Sep 12, 2020
Transaction Type	Mortgage
Record Updated	Oct 12, 2020
Title Company	ONE STOP RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1580 SOERY RD ALLENTON MI 48002, ALLENTON, MI 48002

Mortgage

Document Number	0052500093
Date	Sep 12, 2020
Book Page	005250/000093

Lender

Name	MICHIGAN SCHOOLS & GOV'T CU
Type	Credit Union
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 11, 2045

Interest

Rate Type	Adjustable Rate

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	1580 SPERRY RD, ALLENTON, MI 48002-2620
Document Number	0048870251
Book / Page	004887 / 000251
Instrument Date	Oct 26, 2017
Transaction Type	Mortgage
Record Updated	Dec 4, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1580 SPERRY RD BERVILLE MI 480022620, BERVILLE, MI 48002-2620

Mortgage

Document Number	0048870251
Date	Nov 6, 2017
Book Page	004887/000251

Lender

Name	MICHIGAN SCHOOLS & GOV'T CU
Type	Credit Union
Address	CLINTON TOWNSHIP, MI 48038

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 5, 2032

January 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	1580 SPERRY RD, ALLENTON, MI 48002-2620
Document Number	0047950261
Book / Page	004795 / 000261
Instrument Date	Jan 21, 2016
Transaction Type	Mortgage
Record Updated	Mar 7, 2017
Title Company	ONE STOP RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1580 SPERRY RD BERVILLE MI 480022620, BERVILLE, MI 48002-2620

Mortgage

Document Number	0047950261
Date	Jan 30, 2017
Book Page	004795/000261

Lender

Name	MICHIGAN SCHOOLS & GOV'T CU
Type	Credit Union
Address	CLINTON TOWNSHIP, MI 48038

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 29, 2037

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Berlin Township
Unified School District	Capac Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,123.00 (-55.57%) Homeowner's exemption	$187,600 (+19.19%)
2024	$4,778.00 (+58.68%)		$375,200 (+19.19%)
2023		$157,400
2022	$3,011.00		$314,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Mercury Broadband Fixed Wireless	150 / 20
Air Advantage Fixed Wireless	10 / 1
Frontier DSL	10 / 1

May also be available: AT&T, Verizon.

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