1640 Rd 322, Harvard, NE 68944 Property Records

Clay County property record for 1640 Rd 322, Harvard, NE 68944

Property Summary

Property Type	Rural Home
Details	4 bd · 1 ba · 2,051 sqft · built 1935
Lot Size	5.55 acres (241,758 sqft)
Owner	Company Name on File
Last Sale	$253,000 (Apr 2026)
Tax Bill	$2,146 (2025)
Deeds & Mortgages	Sep 2026 Sale Apr 2026 Foreclosure + 4 more
Flood Zone	Zone X (minimal risk)
APN	`3671-15-3-00000-000-0441`

Property Details

APN / Parcel Number

Primary APN	`3671-15-3-00000-000-0441`
Alternative APN	`000044100`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,051 sqft Living Area
1st Floor Area	1,342 sqft
Basement Area	1,134 sqft
Unfinished Basement	1,134 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	241,758 sqft (5.55 acres)
Garage Type	Attached
Garage Area	720 sqft
Driveway	Driveway
Parking Spaces	3 Parking Spaces
Shed	1 Shed
Shed Area	96 sqft
Lean-To	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1640 ROAD 322
City	HARVARD
State	NE
Zip	68944-3103
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	05-AGRICUL
Legal Description	PT S1/2E1/2SW1/4
Legal Range	06
Legal Township	08
Legal Section	15
Jurisdiction	CLAY NE
Township / Civil Division	ELDORADO
Census Block Group	1
Census Block	1046
Census Tract	962100

Owner

1640 Rd 322, a rural home, is owned by a company that bought it in April 2026.

Source: Clay County records, as of October 9, 2026

Owner of Record	Company Name on File
Mailing Address	6434 LAWRENCEVILLE HWY, TUCKER, GA 30084-1706
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2026	Special Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Apr 6, 2026	Trustee's Deed, Foreclosure NONE LISTED ON DOCUMENT
Dec 29, 2023	Warranty Deed, Transfer · FHA Mortgage MORIA DEVELOPMENT INC
Nov 1, 2023	Deed of Trust, Mortgage · Line of Credit WAYPOINT BANK
Jul 12, 2022	Warranty Deed, Transfer · Conventional Mortgage CHARTER WEST BANK
Jul 29, 2020	Warranty Deed, Transfer NOT AVAILABLE, ADAMS LAND TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 6, 2026 · Amount on File
Deed Sale	Apr 6, 2026 · Amount on File
Prior Sale	Dec 29, 2023 · Amount on File
Deed Document Number	2026518
Prior Transfer Date	Apr 3, 2026
Prior Transfer Doc	0000000518
Record Updated	Oct 29, 2026

September 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CLAY NE
Recording Date	Sep 25, 2026
Property Address	1640 ROAD 322, HARVARD, NE 68944-3103
Document Number	0000001157
Instrument Date	Apr 10, 2026
Instrument	20261157
Transaction Type	Transfer
Record Updated	Oct 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6434 LAWRENCEVILLE HWY, TUCKER, GA 30084-1706
Investor	Possibly a Property Investor

April 2026: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CLAY NE
Recording Date	Apr 6, 2026
Property Address	1640 ROAD 322, HARVARD, NE 68944-3103
Document Number	0000000518
Instrument Date	Apr 3, 2026
Instrument	2026518
Transaction Type	Foreclosure
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$59,282.96
Amount Accuracy	Calculated from Transfer Tax
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Investor	Possibly a Property Investor

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NE
Recording Date	Dec 29, 2023
Property Address	1640 ROAD 322, HARVARD, NE 68944-3103
Document Number	000136/379
Book / Page	136 / 379
Instrument Date	Dec 1, 2023
Instrument	2023-01176
Transaction Type	Transfer
Record Updated	Jan 22, 2024
Title Company	NOT AVAILABLE, ADAMS LAND TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$699.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0202301177
Date	Dec 29, 2023
Instrument	2023-01177

Lender

Name	MORIA DEVELOPMENT INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NE
Property Address	1640 ROAD 322, HARVARD, NE 68944-3103
Transaction Type	Mortgage
Record Updated	Nov 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000274/71
Date	Nov 1, 2023
Book Page	274/71
Instrument	2023-01004

Lender

Name	WAYPOINT BANK
Type	Bank
Address	CLAY CENTER, NE 68933

Agreement

Type	Line of Credit
Amount	Amount on Record

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NE
Recording Date	Jul 12, 2022
Property Address	1640 ROAD 322, HARVARD, NE 68944-3103
Document Number	000135/246
Book / Page	135 / 246
Instrument Date	Jul 11, 2022
Instrument	2022-00786
Transaction Type	Transfer
Record Updated	May 26, 2023
Title Company	NOT AVAILABLE, ADAMS LAND TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0202200787
Date	Jul 12, 2022
Instrument	2022-00787

Lender

Name	CHARTER WEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NE
Recording Date	Jul 29, 2020
Property Address	1640 ROAD 322, HARVARD, NE 68944-3103
Document Number	000133/252
Book / Page	133 / 252
Instrument Date	Jul 28, 2020
Instrument	2020-00803
Transaction Type	Transfer
Record Updated	May 26, 2023
Title Company	NOT AVAILABLE, ADAMS LAND TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$326.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	PO BOX 1347, HASTINGS, NE 68902-1347

Tax Assessment & Valuation

The 2025 property tax bill for 1640 Rd 322 was $2,146.

Source: Clay County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Clay County
County Subdivision	Eldorado Township
Unified School District	Harvard Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$331,385 (+12.36%) Land $34,600 Building $296,785	$331,385 (+12.36%) Land $34,600 Building $296,785
2025	$2,146.00	$294,935 Land $34,600 Building $260,335	$294,935 Land $34,600 Building $260,335
2023	$1,626.00 (+15.98%)	$133,740 (+25.12%) Land $28,600 Building $105,140	$133,740 (+25.12%) Land $28,600 Building $105,140
2022	$1,402.00	$106,890 Land $24,750 Building $82,140	$106,890 Land $24,750 Building $82,140

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1640 Rd 322 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 4, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1640 Rd 322 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	400 / 100
GigFire Fixed Wireless	150 / 130
Windstream Fixed Wireless	50 / 5
T-Mobile Fixed Wireless	25 / 3
Hamilton.net Fixed Wireless	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Rd 322

Nearby Streets

All Harvard, NE Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures