Clay County property record for 1431 Rd 322, Harvard, NE 68944
| Property Type | General Agricultural/Rural |
|---|---|
| Details | 7 bd · 2 ba · 3,847 sqft · built 1910 |
| Lot Size | 79.6 acres (3,470,861 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $3,684 (2025) |
| Deeds & Mortgages | May 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 3671-20-2-00000-000-0475 |
| Primary APN | 3671-20-2-00000-000-0475 |
|---|---|
| Alternative APN |
|
| Bedrooms | 7 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 3,847 sqft Living Area |
| 1st Floor Area | 2,835 sqft |
| Basement Area | 2,112 sqft |
| Finished Basement | 1,200 sqft |
| Unfinished Basement | 2,112 sqft |
| Elevator | Elevator |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 3,470,861 sqft (79.6 acres) |
| Garage Type | Attached |
| Garage Area | 1,536 sqft |
| Driveway | Driveway |
| Parking Spaces | 5 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1431 ROAD 322 |
|---|---|
| City | HARVARD |
| State | NE |
| Zip | 68944-2140 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > General Agricultural/Rural |
| Local Zoning Code | 05-AGRICUL |
| Legal Description | E1/2NW1/4 |
| Legal Range | 06 |
| Legal Township | 08 |
| Legal Section | 20 |
| Jurisdiction | CLAY NE |
| Township / Civil Division | ELDORADO |
| Census Block Group | 1 |
| Census Block | 1058 |
| Census Tract | 962100 |
Source: Clay County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1385 W LOCHLAND RD, HASTINGS, NE 68901-2480 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY NE |
| Property Address | 1431 ROAD 322, HARVARD, NE 68944-2140 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2021 |
| Name | Verified Name |
|---|
| Document Number | 253/018 |
|---|---|
| Date | May 3, 2018 |
| Book Page | 253/018 |
| Instrument | 2018-00435 |
| Name | HEARTLAND BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | HASTINGS, NE 68901 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Clay County assessment roll, as of March 12, 2026
| Type | Name |
|---|---|
| State | Nebraska |
| County | Clay County |
| County Subdivision | Eldorado Township |
| Unified School District | Harvard Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $543,430 (+4.17%) Land $497,880 Building $45,550 | $667,900 (-3.95%) Land $622,350 Building $45,550 | |
| 2025 | $3,684.00 (-28.58%) | $521,675 (+21.22%) Land $476,125 Building $45,550 | $695,393 (+21.22%) Land $634,675 Building $60,718 |
| 2023 | $5,158.00 | $430,355 Land $355,795 Building $74,560 | $573,663 Land $474,275 Building $99,388 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 4, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Nebraska |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nextlink Fixed Wireless | 500 / 100 |
| GigFire Fixed Wireless | 150 / 130 |
| Windstream Fixed Wireless | 75 / 10 |
| Hamilton.net Fixed Wireless | 10 / 1 |
5G and 4G LTE (outdoors only)
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