1640 Ranchero Pl, Oxnard, CA 93030 Property Records

Ventura County property record for 1640 Ranchero Pl, Oxnard, CA 93030

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,992 sqft · built 2000
Lot Size	0.116 acres (5,060 sqft)
Owner	Trust Name on File
Last Sale	$415,000 (Jul 2008)
Tax Bill	$6,862 (2025)
Deeds & Mortgages	Nov 2017 Line of Credit Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`215-0-154-095`

Property Details

APN / Parcel Number

Primary APN	`215-0-154-095`
Alternative APN	`2150061030`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,992 sqft Living Area
1st Floor Area	1,992 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	5,060 sqft (0.116 acres)
Garage Area	421 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	119 sqft

Location & Zoning

Street Address	1640 RANCHERO PL
City	OXNARD
State	CA
Zip	93030-6186
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT: 514802 LOT: 148 REF: 141MR 63
Legal Subdivision	TRACT 5148 2
Legal Tract	514802
Legal Block	154
Legal Lot Number	148
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	2
Census Block	2005
Census Tract	3102

Owner

1640 Ranchero Pl is owner-occupied and held in a trust since December 2012.

Source: Ventura County records, as of July 15, 2026

Owner of Record	Trust Name on File
Mailing Address	1640 RANCHERO PL, OXNARD, CA 93030-6186
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2017	Deed of Trust, Mortgage · Line of Credit US BANK NA
Dec 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2008 · Amount on File
Deed Sale	Jul 30, 2008 · Amount on File
Prior Sale	May 29, 2008 · Amount on File
Deed Document Number	2008116785
Last Transfer Date	Dec 28, 2012
Transfer Doc	0000001130
Record Updated	Oct 29, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	1640 RANCHERO PL, OXNARD, CA 93030-6186
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000142602
Date	Nov 2, 2017
Instrument	20171102-00142602

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	358 Months
Due	Sep 15, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	1640 RANCHERO PL, OXNARD, CA 93030-6186
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 LOMBARD ST, OXNARD, CA 93030-5161

Mortgage

Document Number	0000228373
Date	Dec 28, 2020
Instrument	20201228-00228373

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1640 Ranchero Pl was $6,862 with a homeowner's exemption, down 0.1% from the year before.

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Oxnard City
Elementary School District	Oxnard Elementary School District (KG - 08)
Secondary School District	Oxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$545,094 (+2%) Land $354,641 Building $190,453
2025	$6,862.00 (-0.1%) Homeowner's exemption	$534,406 Land $347,687 Building $186,719
2024	$6,869.00 (+7.6%)
2023	$6,384.00 (+2.59%) Homeowner's exemption	$513,655 Land $334,186 Building $179,469
2022	$6,223.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1640 Ranchero Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1640 Ranchero Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	4,000 / 4,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, GeoLinks, Rocket Broadband.

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