1620 Ranchero Pl, Oxnard, CA 93030 Property Records

Ventura County property record for 1620 Ranchero Pl, Oxnard, CA 93030

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,852 sqft · built 2000
Lot Size	0.116 acres (5,060 sqft)
Owner	Company Name on Record
Last Sale	$530,000 (Jul 2008)
Tax Bill	$8,773 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`215-0-173-015`

Property Details

APN / Parcel Number

Primary APN	`215-0-173-015`
Alternative APN	`2150061030`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,852 sqft Living Area
1st Floor Area	1,449 sqft
2nd Floor Area	1,403 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	5,060 sqft (0.116 acres)
Garage Area	603 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	102 sqft
Patio Area	424 sqft

Location & Zoning

Street Address	1620 RANCHERO PL
City	OXNARD
State	CA
Zip	93030-6186
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT: 514802 LOT: 150 REF: 141MR 63
Legal Subdivision	TRACT NO. 51482 IN THE OF OXNARD
Legal Tract	514802
Legal Block	173
Legal Lot Number	150
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	2
Census Block	2005
Census Tract	3102

Owner

Source: Ventura County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1620 RANCHERO PL, OXNARD, CA 93030-6186
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Deed of Trust, Mortgage · Line of Credit MLD MORTGAGE INC
Feb 10, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Jul 30, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2008 · Amount on Record
Deed Sale	Jul 22, 2008 · Amount on Record
Prior Sale	Jul 30, 2007 · Amount on Record
Deed Document Number	2008112197
Last Transfer Date	Feb 3, 2022
Transfer Doc	0000018139
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Recording Date	Jul 27, 2026
Property Address	1620 RANCHERO PL, OXNARD, CA 93030-6186
Document Number	0000057743
Instrument Date	Jul 20, 2026
Instrument	202657743
Transaction Type	Mortgage
Record Updated	Aug 4, 2026
Title Company	TOP PRIORITY TITLE, PRIORITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant, 269
Address	1620 RANCHERO PL, OXNARD, CA 93030-6186

Mortgage

Document Number	0000057743,
Date	Jul 27, 2026
Instrument	202657743

Lender

Name	MLD MORTGAGE INC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	7.5%
Max Rate	-1%

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VENTURA CA
Recording Date	Feb 10, 2022
Property Address	1620 RANCHERO PL, OXNARD, CA 93030-6186
Document Number	2022000018139
Map Reference	MB 141 PG 63-68
Instrument Date	Feb 3, 2022
Instrument	2022000018139
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1620 RANCHERO PL, OXNARD, CA 93030-6186

Mortgage

Document Number	2022000018140
Date	Feb 10, 2022
Instrument	2022000018140

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	VENTURA CA
Recording Date	Jul 30, 2018
Property Address	1620 RANCHERO PL, OXNARD, CA 93030-6186
Document Number	0000086705
Instrument Date	Jul 28, 2018
Instrument	86705
Transaction Type	Transfer
Record Updated	Aug 13, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1620 RANCHERO PL OXNARD CA 930306186, OXNARD, CA 93030-6186

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Oxnard City
Elementary School District	Oxnard Elementary School District (KG - 08)
Secondary School District	Oxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$696,144 (+2%) Land $452,498 Building $243,646
2025	$8,773.00 (+0.38%)	$682,495 (+4.04%) Land $443,626 Building $238,869
2024	$8,740.00 (+6.74%)
2023	$8,188.00 (+2.68%)	$655,994 Land $426,399 Building $229,595
2022	$7,974.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	4,000 / 4,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, GeoLinks, Rocket Broadband.

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