1640 N Lafayette St, Dearborn, MI 48128 Property Records

Wayne County property record for 1640 N Lafayette St, Dearborn, MI 48128

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,160 sqft · built 1947
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on Record
Last Sale	$179,900 (Nov 2020)
Tax Bill	$4,415 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Oct 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`82-09-172-20-002`

Property Details

APN / Parcel Number

Primary APN	`82-09-172-20-002`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,160 sqft Living Area
1st Floor Area	800 sqft
Basement Area	800 sqft
Unfinished Basement	720 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Exterior Material	Brick
Construction Type	Frame
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	137 ft deep x 40 ft wide
Garage Area	266 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1640 N LAFAYETTE ST
City	DEARBORN
State	MI
Zip	48128-1164
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LOT 130 INCLUDING HALF OF THE VACATED ALLEY IN THE REAR THEREOF CUMMINGS PARK ANNEX SUB
Legal Subdivision	CUMMINGS PARK ANNEX
Legal Lot Number	130
Jurisdiction	WAYNE MI
Township / Civil Division	DEARBORN
Census Block Group	3
Census Block	3027
Census Tract	574700

Owner

Source: Wayne County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1640 N LAFAYETTE ST, DEARBORN, MI 48128-1164
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2020	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING
Oct 29, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
May 24, 2018	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Jun 20, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 5, 2020 · Amount on Record
Deed Sale	Nov 5, 2020 · Amount on Record
Prior Sale	Jan 2, 2013 · Amount on Record
Deed Document Number	2020313510
Deed Book / Page	56173 / 795
Prior Transfer Date	Jun 4, 2012
Prior Transfer Doc	0498810431
Record Updated	Oct 29, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Nov 5, 2020
Property Address	1640 N LAFAYETTE ST, DEARBORN, MI 48128-1164
Document Number	0561730795
Book / Page	56173 / 795
Map Reference	LB 56 PG 8
Instrument Date	Oct 23, 2020
Instrument	2020313510
Transaction Type	Transfer
Record Updated	May 24, 2021
Title Company	TITLE ONE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,548.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1640 N LAFAYETTE ST, 1640, DEARBORN, MI 48128-1164

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1640 N LAFAYETTE ST, DEARBORN, MI 48128-1164

Mortgage

Document Number	561601048
Date	Nov 5, 2020
Instrument	56160/1048

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	1640 N LAFAYETTE ST, DEARBORN, MI 48128-1164
Document Number	0553890460
Instrument Date	Oct 29, 2019
Transaction Type	Mortgage
Record Updated	Dec 11, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1640 N LAFAYETTE ST DEARBORN MI 481281164, DEARBORN, MI 48128-1164

Mortgage

Document Number	0553890460
Date	Nov 6, 2019
Book Page	055389/000460
Instrument	312739

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 5, 2049

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	1640 N LAFAYETTE ST, DEARBORN, MI 48128-1164
Document Number	0544320976
Instrument Date	May 24, 2018
Transaction Type	Mortgage
Record Updated	Jul 9, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1640 N LAFAYETTE ST DEARBORN MI 481281164, DEARBORN, MI 48128-1164

Mortgage

Document Number	0544320976
Date	May 31, 2018
Book Page	054432/000976
Instrument	187556

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 30, 2048

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	1640 N LAFAYETTE ST, DEARBORN, MI 48128-1164
Document Number	0538001114
Book / Page	053800 / 001114
Instrument Date	Jun 20, 2017
Transaction Type	Mortgage
Record Updated	Jul 27, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1640 N LAFAYETTE ST DEARBORN MI 481281164, DEARBORN, MI 48128-1164

Mortgage

Document Number	0538001114
Date	Jun 27, 2017
Book Page	053800/001114
Instrument	237762

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 26, 2047

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Dearborn City
Unified School District	Dearborn City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$123,000 (+13.26%)	$246,000 (+13.26%)
2025	$4,415.00 (+8%) Homeowner's exemption	$108,600 (+24.26%)	$217,200 (+24.26%)
2023	$4,088.00 (+30.11%) Homeowner's exemption	$87,400	$174,800
2019	$3,142.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEARBORN serves 109,976 people · EPA ID MI0001730
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2026
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 865 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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