1640 Mandalay Beach Rd, Oxnard, CA 93035 Property Records

Ventura County property record for 1640 Mandalay Beach Rd, Oxnard, CA 93035

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,879 sqft · built 1975
Lot Size	0.092 acres (4,000 sqft)
Owner	2 Company Names on Record
Last Sale	$650,000 (Jun 1998)
Tax Bill	$12,824 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Feb 2021 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`191-0-156-015`

Property Details

APN / Parcel Number

Primary APN	`191-0-156-015`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,879 sqft Living Area
1st Floor Area	1,870 sqft
2nd Floor Area	2,009 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Lot Area	4,000 sqft (0.092 acres)
Lot Dimensions	100 ft deep x 55 ft wide
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Deck Area	391 sqft
Patio Area	782 sqft

Location & Zoning

Street Address	1640 MANDALAY BEACH RD
City	OXNARD
State	CA
Zip	93035-2850
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB1
Legal Description	TRACT: 203800 LOT: 86 REF: 052MR 097
Legal Subdivision	2038
Legal Tract	203800
Legal Block	156
Legal Lot Number	86
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	2
Census Block	2013
Census Tract	3615

Owner

Source: Ventura County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1640 MANDALAY BEACH RD, OXNARD, CA 93035-2850
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Grant Deed, Transfer · Conventional Mortgage RELIABLE BUILDING LLC
Feb 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 1998 · Amount on Record
Deed Sale	Jun 1, 1998 · Amount on Record
Deed Document Number	199886378
Last Transfer Date	Jun 23, 2026
Transfer Doc	0000055909
Record Updated	Oct 29, 2026

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Jul 17, 2026
Property Address	1640 MANDALAY BEACH RD, OXNARD, CA 93035-2850
Document Number	0000055909
Instrument Date	Jun 23, 2026
Instrument	202655909
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	LAWYERS LAND TITLE COMPANY, LAWYERS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1640 MANDALAY BEACH RD, OXNARD, CA 93035-2850

Mortgage

Document Number	0000055910,
Date	Jul 17, 2026
Instrument	202655910

Lender

Name	RELIABLE BUILDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	1640 MANDALAY BEACH RD, OXNARD, CA 93035-2850
Transaction Type	Mortgage
Record Updated	Mar 1, 2021
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1640 MANDALAY BEACH RD, OXNARD, CA 93035-2850

Mortgage

Document Number	0000030764
Date	Feb 16, 2021
Instrument	20210216-00030764

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2036

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Oxnard City
Elementary School District	Oxnard Elementary School District (KG - 08)
Secondary School District	Oxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,058,595 (+2%) Land $692,166 Building $366,429
2025	$12,824.00 (+2.22%)	$1,037,839 (+4.04%) Land $678,594 Building $359,245
2024	$12,545.00 (+3.8%)
2023	$12,086.00 (+3.11%)	$997,540 Land $652,244 Building $345,296
2022	$11,721.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 90 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	93 units insured incl. 3 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks.

Nearby Properties on Mandalay Beach Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures