1640 H St, Ramona, CA 92065 Property Records

San Diego County property record for 1640 H St, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,700 sqft · built 1999
Lot Size	0.6 acres (26,136 sqft)
Owner	2 Individual Names on Record
Last Sale	$220,000 (Oct 1999)
Tax Bill	$4,616 (2025)
Deeds & Mortgages	Apr 2017 Mortgage Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`282-272-02-00`

Property Details

APN / Parcel Number

Primary APN	`282-272-02-00`
Alternative APN	`6680221200`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,700 sqft Living Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Lot Area	26,136 sqft (0.6 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	6680221200
Street Address	1640 H ST
City	RAMONA
State	CA
Zip	92065-2637
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	PAR 3 TR PM01387
Legal Subdivision	RAMONA
Legal Tract	1387
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	2
Census Block	2001
Census Tract	20806

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2435 DURAZNITOS RD, RAMONA, CA 92065-3606
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2017	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT SAVINGS BANK FSB
Dec 7, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 1999 · Amount on Record
Deed Sale	Oct 29, 1999 · Amount on Record
Prior Sale	Mar 3, 1999 · Amount on Record
Deed Document Number	1999727828
Last Transfer Date	Dec 2, 2020
Transfer Doc	0000781388
Record Updated	Sep 20, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1640 H ST, RAMONA, CA 92065-2637
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000182618
Date	Apr 24, 2017
Instrument	2017-0182618

Lender

Name	PROVIDENT SAVINGS BANK FSB
Type	Bank
Address	RIVERSIDE, CA 92506

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 7, 2020
Property Address	1640 H ST, RAMONA, CA 92065-2637
Document Number	0000781388
Instrument Date	Dec 2, 2020
Instrument	2020-0781388
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	CORINTHIAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2435 DURAZNITOS RD, RAMONA, CA 92065-3606

Mortgage

Document Number	0000781389
Date	Dec 7, 2020
Instrument	2020-0781389

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$344,560 (+2%) Land $153,310 Building $191,250
2025	$4,616.00 (+7.93%)	$337,804 (+4.04%) Land $150,304 Building $187,500
2023	$4,277.00 (-3.13%)	$324,688 Land $144,468 Building $180,220
2022	$4,415.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1980–2016)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Jan 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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