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1630 H St, Ramona, CA 92065 Property Records

San Diego County property record for 1630 H St, Ramona, CA 92065

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,713 sqft · built 1999
Lot Size0.6 acres (26,136 sqft)
OwnerIndividual Name on File
Last Sale$317,000 (Jan 2013)
Tax Bill$5,097 (2025)
Deeds & MortgagesMay 2021 Second Mortgage
Aug 2017 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN282-272-19-00

Property Details

APN / Parcel Number

Primary APN282-272-19-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,713 sqft Living Area

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Lot Area26,136 sqft (0.6 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address1630 H ST
CityRAMONA
StateCA
Zip92065-2637
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionPAR 4 TR PM03356
Legal SubdivisionRAMONA
Legal Tract3356
Legal Block2
JurisdictionSAN DIEGO CA
Township / Civil DivisionRAMONA
Census Block Group2
Census Block2001
Census Tract20806

Owner

Source: San Diego County records · APN 282-272-19-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1630 H ST, RAMONA, CA 92065-2637
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
May 04, 2021Deed of Trust, Mortgage · Stand-Alone Second Mortgage
BAXTER CU
Aug 03, 2017Deed of Trust, Mortgage · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Jun 19, 2019Deed of Trust, Mortgage · Conventional Mortgage
SIERRA PACIFIC MORTGAGE CO INC
Mar 26, 2020Deed of Trust, Mortgage · VA Mortgage
UNITED WHOLESALE MORTGAGE
Dec 24, 2020Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 29, 2013 · Amount on Record
Deed SaleJan 29, 2013 · Amount on Record
Prior SaleAug 28, 2000 · Amount on Record
Deed Document Number201362075
Prior Transfer DateDec 28, 2012
Prior Transfer Doc0000062076
Record UpdatedSep 20, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1630 H ST, RAMONA, CA 92065-2637
Transaction TypeMortgage
Record UpdatedMay 12, 2021
Title CompanyMORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address1630 H ST, RAMONA, CA 92065-2637

Mortgage

Document Number0000343490
DateMay 04, 2021
Instrument2021-0343490
Lender
NameBAXTER CU
TypeCredit Union
AddressVERNON HILLS, IL 60061
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term180 Months
DueMay 30, 2036

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1630 H ST, RAMONA, CA 92065-2637
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000351877
DateAug 03, 2017
Instrument2017-0351877
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressTROY, MI 48083
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2047

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1630 H ST, RAMONA, CA 92065-2637
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000240180
DateJun 19, 2019
Instrument2019-0240180
Lender
NameSIERRA PACIFIC MORTGAGE CO INC
TypeMortgage Company
AddressFOLSOM, CA 95630
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2049

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1630 H ST, RAMONA, CA 92065-2637
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000155891
DateMar 26, 2020
Instrument2020-0155891
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1630 H ST, RAMONA, CA 92065-2637
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
Address1630 H ST, RAMONA, CA 92065-2637

Mortgage

Document Number0000833167
DateDec 24, 2020
Instrument2020-0833167
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2051

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$398,029 (+2%) Land $175,289 Building $222,740
2025$5,097.00 (+7.65%) Homeowner's exemption$390,225 (+4.04%) Land $171,852 Building $218,373
2023$4,735.00 (-2.65%) Homeowner's exemption$375,075 Land $165,180 Building $209,895
2022$4,864.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims6 (1980–2016)
Claims Outside the SFHA3 of 6
Most Recent ClaimJan 2016 · rainfall accumulation

Wildfire

Wildfire RiskLow
lower than 65% of the US · lower than 79% of California
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
San Diego Broadband
Fixed Wireless		500 / 100
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: Verizon.

Based on FCC filings for 351 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemRAMONA MUNICIPAL WD
serves 36,455 people
Water SourcePurchased surface water from several systems
Last State InspectionOct 2022
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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