1640 Garrett Farm Rd, Stem, NC 27581 Property Records

Granville County property record for 1640 Garrett Farm Rd, Stem, NC 27581

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,620 sqft · built 2023
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on File
Tax Bill	$2,178 (2025)
Deeds & Mortgages	May 2023 Mortgage Aug 2022 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`098000239651`

Property Details

APN / Parcel Number

Primary APN	`098000239651`
Alternative APNs	`1021063` `1086703`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,620 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2024
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	435,600 sqft (10 acres)

Exterior Amenities

Porch	Slab
Porch Area	132 sqft
Deck Area	16 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	1086703
Street Address	1640 GARRETT FARM RD
City	STEM
State	NC
Zip	27581-9705
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6
Legal Subdivision	4059 FARM LLC
Legal Lot Number	6
Jurisdiction	GRANVILLE NC
Township / Civil Division	TALLY HO
Census Block Group	4
Census Block	4004
Census Tract	970701

Owner

1640 Garrett Farm Rd is owned by an individual who acquired it in August 2022.

Source: Granville County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	416 ROSEHAVEN DR, RALEIGH, NC 27609-3821
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 31, 2023	Deed of Trust, Mortgage · Conventional Mortgage INTERCOASTAL MORTGAGE
Aug 26, 2022	Intrafamily Transfer, Transfer · Construction Mortgage INTERCOASTAL MORTGAGE
Jan 14, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 25, 2022
Transfer Doc	1918000394
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRANVILLE NC
Property Address	1640 GARRETT FARM RD, STEM, NC 27581-9705
Transaction Type	Mortgage
Record Updated	Oct 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1200 MAYRUTH DR 19, 19, DURHAM, NC 27713-8695

Mortgage

Document Number	001948/673
Date	May 31, 2023
Book Page	1948/673

Lender

Name	INTERCOASTAL MORTGAGE
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GRANVILLE NC
Recording Date	Aug 26, 2022
Property Address	1640 GARRETT FARM RD, STEM, NC 27581-9705
Document Number	001918/394
Book / Page	1918 / 394
Map Reference	MB 50 PG 105
Instrument Date	Aug 25, 2022
Transaction Type	Transfer
Record Updated	Oct 17, 2023
Title Company	TRIO ABSTRACT INC., TRITON ABSTRACT INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	416 ROSEHAVEN DR, RALEIGH, NC 27609-3821

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 ROSEHAVEN DR, RALEIGH, NC 27609-3821

Mortgage

Document Number	0001918397
Date	Aug 26, 2022
Instrument	1918/397

Lender

Name	INTERCOASTAL MORTGAGE
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	13 Months
Due	Sep 1, 2023

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GRANVILLE NC
Recording Date	Jan 14, 2022
Property Address	1640 GARRETT FARM RD, STEM, NC 27581-9705
Document Number	001884/219
Book / Page	1884 / 219
Map Reference	MB 50 PG 105
Instrument Date	Jan 13, 2022
Transaction Type	Transfer
Record Updated	Oct 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	416 ROSEHAVEN DR, RALEIGH, NC 27609-3821
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 1640 Garrett Farm Rd was $2,178.

Source: Granville County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Granville County
Unified School District	Granville County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$309,407 (-) Land $59,766 Building $249,641
2025	$2,178.00	$309,407 Land $59,766 Building $249,641	$309,407 (-) Land $59,766 Building $249,641
2024			$309,407 (+497.8%) Land $59,766 Building $249,641
2023	$466.00 (+130.69%)	$51,758 (+136.27%) Land $26,365 Building $25,393	$51,758 (+136.27%) Land $26,365 Building $25,393
2022	$202.00	$21,906 Land $21,906	$21,906 Land $21,906

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1640 Garrett Farm Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1640 Garrett Farm Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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